265 Pine Tree Ln, Ridgeland, MS 39157 Property Records

Madison County property record for 265 Pine Tree Ln, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,825 sqft · built 1992
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,573 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071E-22-017/06`

Property Details

APN / Parcel Number

Primary APN	`071E-22-017/06`
Alternative APNs	`071E-22-017/06.00` `5050`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,825 sqft Adjusted Area
Gross Area	1,751 sqft
1st Floor Area	1,751 sqft
2nd Floor Area	350 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	64,469 sqft (1.48 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	5050
Street Address	265 PINE TREE LN
City	RIDGELAND
State	MS
Zip	39157-8258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.48 AC IN W1/2 NW1/4
Legal Range	01E
Legal Township	07N
Legal Section	22
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2005
Census Tract	30205

Owner

Source: Madison County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 PINE TREE LN, RIDGELAND, MS 39157-8258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Apr 28, 2020	Deed of Trust, Mortgage IBERIABANK
Apr 24, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2016
Deed Sale	Aug 1, 2016
Prior Sale	Apr 16, 2012
Deed Document Number	2016789559
Deed Book / Page	3371 / 792
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	265 PINE TREE LN, RIDGELAND, MS 39157-8258
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 PINE TREE LN, RIDGELAND, MS 39157-8258

Mortgage

Document Number	4001/515
Date	Mar 10, 2021
Book Page	4001/515
Instrument	920186

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 5, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	265 PINE TREE LN, RIDGELAND, MS 39157-8258
Document Number	0000890476
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	265 PINE TREE LN RIDGELAND MS 391578258, RIDGELAND, MS 39157-8258

Mortgage

Document Number	0000890476
Date	May 5, 2020
Book Page	003849/000125
Instrument	890476

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	265 PINE TREE LN, RIDGELAND, MS 39157-8258
Document Number	0000865775
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	265 PINE TREE LN RIDGELAND MS 391578258, RIDGELAND, MS 39157-8258

Mortgage

Document Number	0000865775
Date	Jun 10, 2019
Book Page	003729/000856
Instrument	865775

Lender

Name	BANCORPSOUTH
Type	Bank
Address	JACKSON, MS 39216

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 9, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,573.00 Homeowner's exemption	$17,388 (-)	$173,880 (-) Land $22,200 Building $151,680
2024	$1,573.00
2023	$1,573.00 Homeowner's exemption	$17,388	$173,880 Land $22,200 Building $151,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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