268 Ginger Ln, Torrington, CT 06790 Property Records

Torrington City property record for 268 Ginger Ln, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,066 sqft · built 1994
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,610 (Mar 1995)
Tax Bill	$8,692 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2021 Refinance
APN	`13125`

Property Details

APN / Parcel Number

Primary APN	`13125`
Alternative APNs	`TORR M:245 B:002 L:039` `013125`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,066 sqft Living Area
Gross Area	3,940 sqft
Basement Area	936 sqft
Unfinished Basement	315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	13125
Street Address	268 GINGER LN
City	TORRINGTON
State	CT
Zip	06790-2574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Block	2
Legal Lot Number	39
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1008
Census Tract	310601

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	268 GINGER LN, TORRINGTON, CT 06790-2574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit TORRINGTON SAVINGS BANK
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 1995 · Amount on Record
Deed Sale	Mar 24, 1995 · Amount on Record
Deed Book / Page	614 / 33
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	268 GINGER LN, TORRINGTON, CT 06790-2574
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001397-701
Date	Sep 11, 2023
Book Page	1397/701
Instrument	2023-486886

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	268 GINGER LN, TORRINGTON, CT 06790-2574
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1348-1073
Date	Oct 25, 2021
Book Page	1348/1073
Instrument	2021-469915

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,692.00 (-12.98%)	$259,770 (-) Land $30,520 Building $229,250	$390,100 (+114.53%)
2025	$9,988.00	$259,770 (+88.25%) Land $30,520 Building $229,250	$181,839 Land $21,364 Building $160,475
2024	$9,988.00 (+50.92%)
2023	$6,618.00 (+1.74%)	$137,990 (-) Land $30,550 Building $107,440
2022	$6,505.00	$137,990 Land $30,550 Building $107,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35
Starlink Satellite	280 / 30

May also be available: Frontier.

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