256 Ginger Ln, Torrington, CT 06790 Property Records

Torrington City property record for 256 Ginger Ln, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,808 sqft · built 1997
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Oct 1997)
Tax Bill	$9,364 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Dec 2023 Mortgage
APN	`13124`

Property Details

APN / Parcel Number

Primary APN	`13124`
Alternative APNs	`TORR M:245 B:002 L:038` `013124`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,808 sqft Living Area
Gross Area	3,144 sqft
Basement Area	720 sqft
Unfinished Basement	187 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13124
Street Address	256 GINGER LN
City	TORRINGTON
State	CT
Zip	06790-2574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Subdivision	CINNAMON RDG
Legal Block	2
Legal Lot Number	38
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1008
Census Tract	310601

Owner

Source: Torrington City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	256 GINGER LN, TORRINGTON, CT 06790-2574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WEBSTER BANK
Dec 29, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 1997 · Amount on Record
Deed Sale	Oct 27, 1997 · Amount on Record
Prior Sale	Feb 18, 1997 · Amount on Record
Deed Book / Page	662 / 471
Transfer Doc	1155-849
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	256 GINGER LN, TORRINGTON, CT 06790-2574
Transaction Type	Mortgage
Record Updated	Mar 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001431-477
Date	Mar 10, 2025
Book Page	1431/477
Instrument	2025-498515

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2045

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	256 GINGER LN, TORRINGTON, CT 06790-2574
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001404-397
Date	Dec 29, 2023
Book Page	1404/397
Instrument	2023-489053

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,364.00	$243,530 (+81.66%) Land $30,520 Building $213,010	$170,471 Land $21,364 Building $149,107
2024	$9,364.00 (+45.63%)
2023	$6,430.00 (+1.74%)	$134,060 (-) Land $30,550 Building $103,510
2022	$6,320.00	$134,060 Land $30,550 Building $103,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35
Starlink Satellite	280 / 30

May also be available: Frontier.

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