2676 Third Ave S, Clearwater, FL 33759 Property Records

Pinellas County property record for 2676 Third Ave S, Clearwater, FL 33759

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,633 sqft · built 2009
Lot Size	0.467 acres (20,377 sqft)
Owner	Individual Name on Record
Last Sale	$707,500 (Sep 2020)
Tax Bill	$19,337 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-991-6612-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-991-6612-6`
Alternative APNs	`32-28-16-47693-000-0070` `R446208`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,633 sqft Heated Area
1st Floor Area	2,032 sqft
2nd Floor Area	1,601 sqft
Upper Floors Area	1,601 sqft
Flooring	Carpet

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2014
Architectural Style	Dome
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	20,377 sqft (0.467 acres)
Lot Dimensions	159 ft deep x 77 ft wide
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Porch
Porch Area	244 sqft
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R446208
Street Address	2676 THIRD AVE S
City	CLEARWATER
State	FL
Zip	33759-1080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE CHAUTAUQUA RESERVE LOT 7
Legal Range	16
Legal Township	28
Legal Section	32
Legal Subdivision	LAKE CHAUTAUQUA RESERVE
Legal Lot Number	7
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1027
Census Tract	26813

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2676 THIRD AVE S, CLEARWATER, FL 33759-1080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · SBA Mortgage BERKSHIRE BANK
May 8, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Nov 9, 2022	Deed of Trust, Mortgage BERKSHIRE BANK
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Nov 4, 2010 · Amount on Record
Deed Document Number	2020272471
Deed Book / Page	21162 / 270
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2676 THIRD AVE S, CLEARWATER, FL 33759-1080
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2676 THIRD AVE, CLEARWATER, FL 33759-1080

Mortgage

Document Number	0225220600
Date	Aug 1, 2023
Book Page	22522/600
Instrument	2023199296

Lender

Name	BERKSHIRE BANK
Type	Bank
Address	PITTSFIELD, MA 01201

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2676 THIRD AVE S, CLEARWATER, FL 33759-1080
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 CALUMET ST, CLEARWATER, FL 33765-1143

Mortgage

Document Number	0224331662
Date	May 8, 2023
Book Page	22433/1662
Instrument	2023120060

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Mar 23, 2038

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2676 THIRD AVE S, CLEARWATER, FL 33759-1080
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2676 THIRD AVE, CLEARWATER, FL 33759-1080

Mortgage

Document Number	0222580629
Date	Nov 9, 2022
Book Page	22258/629
Instrument	2022325668

Lender

Name	BERKSHIRE BANK
Type	Bank
Address	PITTSFIELD, MA 01201

Agreement

Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 11, 2020
Property Address	2676 THIRD AVE S, CLEARWATER, FL 33759-1080
Document Number	0211620270
Book / Page	21162 / 270
Map Reference	MB 133 PG 91-93
Instrument Date	Sep 4, 2020
Instrument	2020272471
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,952.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2676 3RD AVE S, 2676, CLEARWATER, FL 33759-1080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2676 3RD AVE S, CLEARWATER, FL 33759-1080

Mortgage

Document Number	0021162272
Date	Sep 11, 2020
Instrument	21162/272

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Oct 1, 2030
Min Rate At Change	2.25%
Max Rate At Change	4.25%
Index	1-Year LIBOR
Max Rate	7.25%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,337.00 (+19%)	$1,038,733 (+14%)	$1,038,733 (+14%) Land $155,246 Building $883,487
2023	$16,250.00 (+9.81%)	$911,163 (+11.41%)	$911,163 (+11.41%) Land $216,536 Building $694,627
2022	$14,798.00	$817,858	$817,858 Land $261,319 Building $556,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 127 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	160 units insured incl. 33 condo units
Nearby Flood Claims	8 (2000–2024)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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