2656 Third Ave S, Clearwater, FL 33759 Property Records

Pinellas County property record for 2656 Third Ave S, Clearwater, FL 33759

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 3,578 sqft · built 2008
Lot Size	0.406 acres (17,668 sqft)
Owner	2 Individual Names on File
Last Sale	$218,500 (Mar 2021)
Tax Bill	$7,597 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-991-6607-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-991-6607-6`
Alternative APNs	`32-28-16-47693-000-0020` `281632476930000020` `R446203`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,578 sqft Living Area
Gross Area	4,612 sqft
1st Floor Area	1,936 sqft
Upper Floors Area	1,642 sqft
Flooring	Carpet

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	17,668 sqft (0.406 acres)
Lot Dimensions	235 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	310 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R446203
Street Address	2656 THIRD AVE S
City	CLEARWATER
State	FL
Zip	33759-1080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE CHAUTAUQUA RESERVE LOT 2
Legal Range	16E
Legal Township	28S
Legal Section	32
Legal Subdivision	LAKE CHAUTAUQUA RESERVE
Legal Tract	47693
Legal Lot Number	2
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1027
Census Tract	26813

Owner

2656 Third Ave S is owned and occupied by two individuals who bought it in March 2021.

Source: Pinellas County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2656 THIRD AVE S, CLEARWATER, FL 33759-1080
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 25, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on File
Deed Sale	Mar 25, 2021 · Amount on File
Prior Sale	Jun 24, 2008 · Amount on File
Deed Document Number	202197022
Deed Book / Page	21452 / 2607
Prior Transfer Date	Mar 17, 2021
Prior Transfer Doc	0214522607
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2656 THIRD AVE S, CLEARWATER, FL 33759-1080
Transaction Type	Mortgage
Record Updated	Feb 13, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2656 3RD AVE S, CLEARWATER, FL 33759-1080

Mortgage

Document Number	0215981158
Date	Jun 25, 2021
Book Page	21598/1158
Instrument	2021210710

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 25, 2021
Property Address	2656 THIRD AVE S, CLEARWATER, FL 33759-1080
Document Number	0214522607
Book / Page	21452 / 2607
Map Reference	MB 133 PG 91-93
Instrument Date	Mar 17, 2021
Instrument	2021097022
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	NATIONS TITLE AGENCY/MO INC, NATIONS TITLE AGCY OF FL INC

Transaction

Amount	Amount on Record
Tax	$1,529.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2656 3RD AVE S, CLEARWATER, FL 33759-1080

Mortgage

Document Number	0214522608
Date	Mar 25, 2021
Instrument	21452/2608

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2656 Third Ave S was $7,597 with a homeowner's exemption, up 5.4% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,597.00 (+5.41%) Homeowner's exemption	$434,947	$954,429 Land $159,529 Building $794,900
2024	$7,207.00 (+1.58%)
2023	$7,095.00 (+2.75%) Homeowner's exemption	$410,378 (+3%)	$835,360 (+12.24%) Land $218,037 Building $617,323
2022	$6,905.00 Homeowner's exemption	$398,425	$744,236 Land $267,026 Building $477,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2656 Third Ave S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 127 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	160 units insured incl. 33 condo units
Nearby Flood Claims	8 (2000–2024)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2656 Third Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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