2675 Ocean Blvd, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 2675 Ocean Blvd, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 903 sqft · built 1947
Lot Size	0.08 acres (3,500 sqft)
Owner	Company Name on Record
Last Sale	$565,000 (Apr 2019)
Tax Bill	$6,653 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`064-206-047`

Property Details

APN / Parcel Number

Primary APN	`064-206-047`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	903 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2675 OCEAN BLVD
City	CAYUCOS
State	CA
Zip	93430-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40
Legal Description	MORRO STR U5 BL 76 LTS 7 & 8
Legal Subdivision	MORRO STRAND 05
Legal Block	76
Legal Lot Number	7,8
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2001
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	525 WILD OATS WAY, TEMPLETON, CA 93465-5605
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Apr 4, 2019	Grant Deed, Transfer · Conventional Mortgage JOHN W EWALD
Apr 4, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Apr 4, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Deed Document Number	201911937
Prior Transfer Date	Feb 5, 2019
Prior Transfer Doc	0000011936
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2675 OCEAN BLVD, CAYUCOS, CA 93430-1429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC CALIFORNIA OPERA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053004
Date	Nov 26, 2019
Instrument	2019053004

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2675 OCEAN BLVD, CAYUCOS, CA 93430-1429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 WILD OATS WAY, TEMPLETON, CA 93465-5605

Mortgage

Document Number	0000048512
Date	Sep 9, 2020
Instrument	2020048512

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 4, 2019
Property Address	2675 OCEAN BLVD, CAYUCOS, CA 93430-1429
Document Number	0000011937
Instrument Date	Jan 30, 2019
Instrument	11937
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$621.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	525 WILD OATS WAY TEMPLETON CA 934655605, TEMPLETON, CA 93465-5605

Mortgage

Document Number	11938
Date	Apr 4, 2019
Instrument	11938

Lender

Name	JOHN W EWALD
Address	3 CRESCENT CIR, MONTEREY, CA 93940-4304
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 4, 2019
Property Address	2675 OCEAN BLVD, CAYUCOS, CA 93430-1429
Document Number	0000011936
Instrument Date	Jan 30, 2019
Instrument	11936
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3 CRESCENT CIR MONTEREY CA 939404304, MONTEREY, CA 93940-4304

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 4, 2019
Property Address	2675 OCEAN BLVD, CAYUCOS, CA 93430-1429
Document Number	0000011935
Instrument Date	Jan 30, 2019
Instrument	11935
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3 CRESCENT CIR MONTEREY CA 939404304, MONTEREY, CA 93940-4304

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$642,868 (+2%) Land $483,574 Building $159,294
2025	$6,653.00 (+1.95%)	$630,264 (+4.04%) Land $474,093 Building $156,171
2023	$6,526.00 (+1.73%)	$605,792 Land $455,685 Building $150,107
2022	$6,415.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1983–2016)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband, Ranch Wifi.

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