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2651 Ocean Blvd, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 2651 Ocean Blvd, Cayucos, CA 93430

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 540 sqft · built 1935
Lot Size0.04 acres (1,750 sqft)
OwnerCompany Name on Record
Last Sale$265,000 (Jun 2011)
Tax Bill$3,649 (2025)
Deeds & MortgagesMar 2020 Mortgage
Nov 2018 Transfer
Flood ZoneZone X (minimal risk)
APN064-206-063

Property Details

APN / Parcel Number

Primary APN064-206-063
Alternative APN
  • 064206060

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area540 sqft Living Area
1st Floor Area540 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Construction TypeWood
Lot Area1,750 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address2651 OCEAN BLVD
CityCAYUCOS
StateCA
Zip93430-1429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionMORRO STR U5 BL 76 LT 11
Legal SubdivisionMORRO STRAND 05
Legal Block76
Legal Lot Number11
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2001
Census Tract10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address5573 HARBOUR POINTE AVE, LAS VEGAS, NV 89122-4736
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Nov 26, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2011 · Amount on Record
Deed SaleJun 22, 2011 · Amount on Record
Prior SaleFeb 21, 2007 · Amount on Record
Deed Document Number201129442
Last Transfer DateOct 9, 2018
Transfer Doc0000048702
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2651 OCEAN BLVD, CAYUCOS, CA 93430-1429
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011236
DateMar 6, 2020
Instrument2020011236
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 26, 2018
Property Address2651 OCEAN BLVD, CAYUCOS, CA 93430-1429
Document Number0000048702
Instrument DateOct 9, 2018
Instrument48702
Transaction TypeTransfer
Record UpdatedDec 5, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5573 HARBOUR POINTE AVE LAS VEGAS NV 891224736, LAS VEGAS, NV 89122-4736

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$346,288 (+2%) Land $294,024 Building $52,264
2025$3,649.00 (+2.04%)$339,499 (+4.04%) Land $288,259 Building $51,240
2023$3,576.00 (+1.76%)$326,317 Land $277,066 Building $49,251
2022$3,514.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims10 (1983–2016)
Claims Outside the SFHA6 of 10
Most Recent ClaimJan 2016 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSLOCSA #10A - CAYUCOS
serves 1,200 people · EPA ID CA4010901
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionOct 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Astound Broadband, Ranch Wifi.

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