26740 Emma Ave, Flat Rock, MI 48134 Property Records

Wayne County property record for 26740 Emma Ave, Flat Rock, MI 48134

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,230 sqft · built 1977
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$265,700 (Nov 2021)
Tax Bill	$10,560 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`58 090 99 0057 000`

Property Details

APN / Parcel Number

Primary APN	`58 090 99 0057 000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,230 sqft Living Area
1st Floor Area	1,173 sqft
Basement Area	853 sqft
Unfinished Basement	853 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	19,602 sqft (0.45 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	26740 EMMA AVE
City	FLAT ROCK
State	MI
Zip	48134-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30AA54A T4S THAT PT OF THE SE 1/4 OF SEC 30 T4SR10E DESC AS BEG AT A PTE DIST N0DEG 15M W 422.08FT AND N63DEG 50M 40S W
Legal Lot Number	0057
Jurisdiction	WAYNE MI
Township / Civil Division	FLAT ROCK
Census Block Group	2
Census Block	2013
Census Tract	599001

Owner

26740 Emma Ave is owned and occupied by two individuals who bought it in November 2021.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26740 EMMA AVE, FLAT ROCK, MI 48134-1600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on File
Deed Sale	Nov 5, 2021 · Amount on File
Deed Document Number	2021398604
Deed Book / Page	57179 / 1228
Prior Transfer Date	Sep 6, 2012
Prior Transfer Doc	0501720356
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 5, 2021
Property Address	26740 EMMA AVE, FLAT ROCK, MI 48134-1600
Document Number	0571791228
Book / Page	57179 / 1228
Instrument Date	Oct 27, 2021
Instrument	2021398604
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,287.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26740 EMMA AVE, 26740, FLAT ROCK, MI 48134-1600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26740 EMMA AVE, FLAT ROCK, MI 48134-1600

Mortgage

Document Number	571791231
Date	Nov 5, 2021
Instrument	57179/1231

Lender

Name	BLG HOLDINGS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 26740 Emma Ave was $10,560.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Flat Rock City
Unified School District	Flat Rock Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,400 (-5.18%)	$296,800 (-5.18%)
2025	$10,560.00	$156,500	$313,000
2023		$136,600	$273,200
2019	$5,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26740 Emma Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26740 Emma Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAT ROCK serves 10,541 people · EPA ID MI0002300
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Verizon.

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