26680 Emma Ave, Flat Rock, MI 48134 Property Records

Wayne County property record for 26680 Emma Ave, Flat Rock, MI 48134

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,000 sqft · built 1962
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Dec 2019)
Tax Bill	$4,599 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`58 090 99 0055 000`

Property Details

APN / Parcel Number

Primary APN	`58 090 99 0055 000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	300 ft deep x 73 ft wide
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	26680 EMMA AVE
City	FLAT ROCK
State	MI
Zip	48134-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30AA52A T4S THAT PART OF THE SE 1/4 OF SEC 30 T4S R10E DESCRIBED AS BEGIN- NING AT A POINT DISTANT N 0D 15M W 422.08 FT AND N 63D 50M 40SEC W 624.53 FT AND N 26D 03M E 300.61 FT FROM THE SE CORNER OF SEC 30 AND PROCEEDING TH N 26D 03M E 73.0 FT TH N
Legal Range	10E
Legal Township	04S
Legal Section	30
Legal Lot Number	0055
Jurisdiction	WAYNE MI
Township / Civil Division	FLAT ROCK
Census Block Group	2
Census Block	2013
Census Tract	599001

Owner

26680 Emma Ave is owned and occupied by two individuals who bought it in December 2019.

Source: Wayne County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26680 EMMA AVE, FLAT ROCK, MI 48134-1600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Warranty Deed, Transfer · Conventional Mortgage USAA
Mar 15, 2017	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2019 · Amount on File
Deed Sale	Dec 11, 2019 · Amount on File
Prior Sale	Mar 15, 2017
Deed Document Number	2019347582
Deed Book / Page	55465 / 585
Prior Transfer Date	Feb 17, 2017
Prior Transfer Doc	0535730386
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Dec 11, 2019
Property Address	26680 EMMA AVE, FLAT ROCK, MI 48134-1600
Document Number	0554650585
Book / Page	055465 / 000585
Instrument Date	Dec 6, 2019
Instrument	347582
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26543 WALLACE DR FLAT ROCK MI 481341873, FLAT ROCK, MI 48134-1873

Mortgage

Document Number	554650586
Date	Dec 11, 2019
Book Page	055465/000586
Instrument	347583

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2049

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Mar 15, 2017
Property Address	26680 EMMA AVE, FLAT ROCK, MI 48134-1600
Document Number	0535730386
Book / Page	53573 / 0386
Instrument Date	Feb 17, 2017
Instrument	2017074446
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26680 EMMA AVE, FLAT ROCK, MI 48134-1600

Mortgage

Document Number	2017074447
Date	Mar 15, 2017
Instrument	2017074447

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	288 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 26680 Emma Ave was $4,599 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Flat Rock City
Unified School District	Flat Rock Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,500 (-6.19%)	$191,000 (-6.19%)
2025	$4,599.00 Homeowner's exemption	$101,800	$203,600
2023		$81,100	$162,200
2019	$3,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26680 Emma Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26680 Emma Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAT ROCK serves 10,541 people · EPA ID MI0002300
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Verizon.

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