267 E Main St, Elkton, MD 21921 Property Records

Cecil County property record for 267 E Main St, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,224 sqft · built 1988
Lot Size	0.331 acres (14,418 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Jan 2020)
Tax Bill	$3,095 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`03-067912`

Property Details

APN / Parcel Number

Primary APN	`03-067912`
Alternative APNs	`3067912` `067912`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,224 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,418 sqft (0.331 acres)
Garage Type	Built-in
Garage Area	1,088 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	108 sqft
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	067912
Street Address	267 E MAIN ST
City	ELKTON
State	MD
Zip	21921-5724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.3312 ACRE 267 EAST MAIN STREET ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2000
Census Tract	30400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

267 E Main St is owned by two individuals who bought it in January 2020.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	265 E MAIN ST, ELKTON, MD 21921-5724
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 3, 2020	Deed, Transfer · Commercial Mortgage HARFORD BANK
Apr 15, 2019	Trustee's Deed, Transfer · Construction Mortgage SMART DEV LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on File
Deed Sale	Jan 3, 2020 · Amount on File
Prior Sale	Apr 15, 2019 · Amount on File
Deed Book / Page	4527 / 228
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	267 E MAIN ST, ELKTON, MD 21921-5724
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051460007
Date	Apr 13, 2022
Book Page	5146/7

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2042

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 3, 2020
Property Address	267 E MAIN ST, ELKTON, MD 21921-5724
Document Number	0045270228
Book / Page	4527 / 228
Instrument Date	Nov 27, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	THE ATLANTIC TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	265 E MAIN ST, ELKTON, MD 21921-5724

Mortgage

Document Number	0004527232
Date	Jan 3, 2020
Instrument	4527/232

Lender

Name	HARFORD BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Dec 2, 2039

Interest

Rate Type	Adjustable Rate

April 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	CECIL MD
Recording Date	Apr 15, 2019
Property Address	267 E MAIN ST, ELKTON, MD 21921-5724
Document Number	0043840425
Book / Page	004384 / 000425
Instrument Date	Mar 14, 2019
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	ATLANTIC TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	267 E MAIN ST ELKTON MD 219215724, ELKTON, MD 21921-5724

Mortgage

Document Number	43840425
Date	Apr 15, 2019
Book Page	004384/000425

Lender

Name	SMART DEV LLC
Address	5291 ROBUST CT, LEWISVILLE, NC 27023-9819

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 14, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 267 E Main St was $3,095, up 3.9% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,095.00 (+3.89%)	$179,967	$187,700 Land $62,800 Building $124,900
2025	$2,979.00
2023	$2,840.00	$163,267	$164,500 Land $62,800 Building $101,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 267 E Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 267 E Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, T-Mobile, Verizon.

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