263 E Main St, Elkton, MD 21921 Property Records

Cecil County property record for 263 E Main St, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,568 sqft · built 1873
Lot Size	0.216 acres (9,408 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Aug 2026)
Tax Bill	$4,132 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-049272`

Property Details

APN / Parcel Number

Primary APN	`03-049272`
Alternative APNs	`3049272` `049272`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,568 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,408 sqft (0.216 acres)
Garage Type	Detached
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	416 sqft
Deck Area	184 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	049272
Street Address	263 E MAIN ST
City	ELKTON
State	MD
Zip	21921-5724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.216 ACRE 263 EAST MAIN STREET ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2000
Census Tract	30400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	253 E MAIN ST, ELKTON, MD 21921-5724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Nov 15, 2016 · Amount on Record
Deed Book / Page	5825 / 390
Prior Transfer Date	Jul 27, 2015
Prior Transfer Doc	0037580202
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Aug 3, 2026
Property Address	263 E MAIN ST, ELKTON, MD 21921-5724
Document Number	5825000390
Book / Page	5825 / 390
Instrument Date	Sep 15, 2025
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	SKYLINE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 E MAIN ST, ELKTON, MD 21921-5724
Investor	Possibly a Property Investor

Mortgage

Document Number	5825000395,
Date	Aug 3, 2026
Book Page	5825/395

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,132.00 (+3.9%) Homeowner's exemption	$243,533 (+5.12%)	$255,400 (-) Land $58,800 Building $196,600
2025	$3,977.00 (+28.41%) Homeowner's exemption	$231,667 (+6.16%)	$255,400 (+16.2%) Land $58,800 Building $196,600
2023	$3,097.00 Homeowner's exemption	$218,233	$219,800 Land $58,800 Building $161,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, T-Mobile, Verizon.

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