26693 Spruce Ct, Godfrey, IL 62035 Property Records

Jersey County property record for 26693 Spruce Ct, Godfrey, IL 62035

Property Summary

Property Type	Single Family Home
Details	1,386 sqft · built 2004
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Tax Bill	$3,310 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2018 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-145-011-00`

Property Details

APN / Parcel Number

Primary APN	`01-145-011-00`
Alternative APN	`145-011-00`

Interior

Stories	1 Story
Building Area	1,386 sqft Total Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Account Number	145-011-00
Street Address	26693 SPRUCE CT
City	GODFREY
State	IL
Zip	62035-3671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE PINE LAKE ESTATES LOT 11 11 7-04 12.5K 2004 1STY/BSMT 1386SQ
Legal Subdivision	WHITE PINE LAKE ESTATES
Legal Lot Number	11
Jurisdiction	JERSEY IL
Township / Civil Division	ELSAH
Census Block Group	3
Census Block	3009
Census Tract	10300

Owner

Source: Jersey County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26693 SPRUCE CT, GODFREY, IL 62035-3671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit 1ST MIDAMERICA CREDIT UNION
Dec 26, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF EDWARDSVILLE
Feb 10, 2020	Deed of Trust, Mortgage · Balloon Mortgage BUSEY BANK
Nov 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BUSEY BANK
Sep 6, 2018	Deed of Trust, Mortgage BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	26693 SPRUCE CT, GODFREY, IL 62035-3671
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200169656
Date	Nov 9, 2022
Instrument	202200169656

Lender

Name	1ST MIDAMERICA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	26693 SPRUCE CT, GODFREY, IL 62035-3671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800154855
Date	Dec 26, 2018
Instrument	201800154855

Lender

Name	BANK OF EDWARDSVILLE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	26693 SPRUCE CT, GODFREY, IL 62035-3671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000158721
Date	Feb 10, 2020
Instrument	202000158721

Lender

Name	BUSEY BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	26693 SPRUCE CT, GODFREY, IL 62035-3671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GATEWAY TITLE/ME, GATEWAY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900157818
Date	Nov 1, 2019
Instrument	201900157818

Lender

Name	BUSEY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	26693 SPRUCE CT, GODFREY, IL 62035-3671
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800153976
Date	Sep 6, 2018
Instrument	201800153976

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank

Agreement

Amount	Amount Recorded
Term	232 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Elsah Township
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,310.00 (-2.07%)	$63,175 (+19.47%) Land $8,585 Building $54,590	$189,525 (+19.47%) Land $25,755 Building $163,770
2024	$3,380.00 (+10.35%)
2022	$3,063.00 Homeowner's exemption	$52,880 Land $7,185 Building $45,695	$158,640 Land $21,555 Building $137,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	229 (1979–2024)
Claims Outside the SFHA	12 of 229
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2019 · 22 claims Severe Storms & Flooding, Aug 1993 · 86 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL · Fixed Wireless in parts of the area	75 / 20

May also be available: T-Mobile, Verizon.

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