Jersey County property record for 26603 Spruce Ct, Godfrey, IL 62035
| Property Type | Single Family Home |
|---|---|
| Details | 1,915 sqft · built 2003 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,389 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-145-014-00 |
| Primary APN | 01-145-014-00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,915 sqft Total Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 28,314 sqft (0.65 acres) |
| Account Number | 145-014-00 |
|---|---|
| Street Address | 26603 SPRUCE CT |
| City | GODFREY |
| State | IL |
| Zip | 62035-3671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE PINE LAKE ESTATES LOT 14 10-05 213K 2003 1STY/BSMT 1915SQ |
| Legal Subdivision | WHITE PINE LAKE ESTATES |
| Legal Lot Number | 14 |
| Jurisdiction | JERSEY IL |
| Township / Civil Division | ELSAH |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10300 |
Source: Jersey County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 26603 SPRUCE CT, GODFREY, IL 62035-3671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 26603 SPRUCE CT, GODFREY, IL 62035-3671 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000161104 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 202000161104 |
| Name | 1ST MIDAMERICA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Jersey County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Elsah Township |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,389.00 (-2.05%) | $99,020 (+19.47%) Land $8,585 Building $90,435 | $297,060 (+19.47%) Land $25,755 Building $271,305 |
| 2024 | $5,502.00 (+9.54%) | ||
| 2022 | $5,023.00 Homeowner's exemption | $82,885 Land $7,185 Building $75,700 | $248,655 Land $21,555 Building $227,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 229 (1979–2024) |
| Claims Outside the SFHA | 12 of 229 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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