2668 W Point Ln, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2668 W Point Ln, Matlacha, FL 33993

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,076 sqft · built 2007
Lot Size	0.133 acres (5,793 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jun 2002)
Tax Bill	$5,817 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-44-22-06-00000.0090`

Property Details

APN / Parcel Number

Primary APN	`24-44-22-06-00000.0090`
Alternative APNs	`22244406000000090` `10015044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,076 sqft Living Area
Gross Area	2,465 sqft
1st Floor Area	1,980 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Other
Roof Type	Hip
Roof Material	Metal
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	70 ft deep x 38 ft wide
View / Lot	Bay
Garage Area	264 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	485 sqft
Shed	1 Shed
Shed Area	21 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10015044
Street Address	2668 W POINT LN
City	MATLACHA
State	FL
Zip	33993-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TFC2
Legal Description	ISLAND HARBORS PB 9 PG 70 LOT 9 + SWLY 40 FT OF 10
Legal Range	22E
Legal Township	44S
Legal Section	24
Legal Subdivision	MATLACHA NW
Legal Tract	06
Legal Block	1
Legal Lot Number	9
Jurisdiction	LEE FL
Township / Civil Division	PINE ISLAND
Census Block Group	1
Census Block	1003
Census Tract	70102

Owner

2668 W Point Ln is owned and occupied by two individuals who bought it in June 2002.

Source: Lee County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2668 W POINT LN, MATLACHA, FL 33993-9756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · VA Mortgage FEDERAL FIRST LENDING LLC
Feb 17, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
May 6, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2002 · Amount on File
Deed Sale	Jun 26, 2002 · Amount on File
Deed Book / Page	3675 / 526
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	2668 W POINT LN, MATLACHA, FL 33993-9756
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2668 W POINT LN, MATLACHA, FL 33993-9756

Mortgage

Document Number	0000339516
Date	Oct 19, 2023
Instrument	2023000339516

Lender

Name	FEDERAL FIRST LENDING LLC
Type	Non-Lending Institution
Address	SCOTTSDALE, AZ 85260

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	2668 W POINT LN, MATLACHA, FL 33993-9756
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2668 W POINT LN, MATLACHA, FL 33993-9756

Mortgage

Document Number	0000061088
Date	Feb 17, 2023
Instrument	2023000061088

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	2668 W POINT LN, MATLACHA, FL 33993-9756
Document Number	0000112408
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26668 W POINT LN MATLACHA FL 33993, MATLACHA, FL 33993

Mortgage

Document Number	0000112408
Date	May 15, 2020
Instrument	112408

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2668 W Point Ln was $5,817 with exemptions applied.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,390 (+3.95%)	$512,593 (-9.38%) Land $279,107 Building $233,486
2025	$5,817.00 Homeowner's exemption	$412,128	$565,670 Land $292,105 Building $273,565
2023	$5,482.00 (+1.76%) Homeowner's exemption	$393,565 (+3%)	$805,126 (+8.8%) Land $324,336 Building $480,790
2022	$5,387.00 Homeowner's exemption	$382,102	$740,030 Land $284,506 Building $455,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2668 W Point Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	224 units insured incl. 4 condo units
Nearby Flood Claims	635 (1982–2024)
Claims Outside the SFHA	1 of 635
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 152 claims Hurricane Helene, Oct 2024 · 128 claims Hurricane Ian, Oct 2022 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2668 W Point Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER PINE ISLAND WATER ASSOCIATION private · serves 15,725 people · EPA ID FL5360322
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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