2644 W Point Ln, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2644 W Point Ln, Matlacha, FL 33993

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 550 sqft · built 1960
Lot Size0.049 acres (2,134 sqft)
OwnerCompany Name on Record
Last Sale$315,000 (Jul 2024)
Tax Bill$2,682 (2025)
Deeds & MortgagesJul 2021 Transfer
Sep 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN24-44-22-06-00000.0130

Property Details

APN / Parcel Number

Primary APN24-44-22-06-00000.0130
Alternative APNs
  • 22244406000000130
  • 10015047

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area550 sqft Living Area
1st Floor Area550 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area2,134 sqft (0.049 acres)
Lot Dimensions58 ft deep x 40 ft wide
View / LotCanal Front

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10015047
Street Address2644 W POINT LN
CityMATLACHA
StateFL
Zip33993-9756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTFC2
Legal DescriptionISLAND HARBORS PB 9 PG 70 LOT 13
Legal Range22E
Legal Township44S
Legal Section24
Legal SubdivisionMATLACHA NW
Legal Tract06
Legal Block1
Legal Lot Number13
JurisdictionLEE FL
Township / Civil DivisionPINE ISLAND
Census Block Group1
Census Block1003
Census Tract70102

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1617 SANTA BARBARA BLVD, 3, CAPE CORAL, FL 33991-3445
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2021Intrafamily Transfer, Transfer
Sep 4, 2018Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2024 · Amount on Record
Deed SaleJul 2, 2024 · Amount on Record
Prior SaleSep 4, 2018 · Amount on Record
Deed Document Number2024188256
Prior Transfer DateJul 12, 2021
Prior Transfer Doc0000242596
Record UpdatedOct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateJul 22, 2021
Property Address2644 W POINT LN, MATLACHA, FL 33993-9756
Document Number0000242596
Map ReferenceMB 9 PG 70
Instrument DateJul 12, 2021
Instrument2021000242596
Transaction TypeTransfer
Record UpdatedAug 3, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 333, MATLACHA, FL 33993-0333

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateSep 4, 2018
Property Address2644 W POINT LN, MATLACHA, FL 33993-9756
Document Number0000211226
Instrument DateAug 31, 2018
Instrument211226
Transaction TypeTransfer
Record UpdatedSep 17, 2018
Title CompanyTROPICAL SHELLS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8025 BRETON CIR FORT MYERS FL 339124651, FORT MYERS, FL 33912-4651

Mortgage

Document Number211227
DateSep 4, 2018
Instrument211227
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 3, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$137,195 (-12.58%) Land $89,804 Building $47,391$137,195 (-12.58%) Land $89,804 Building $47,391
2025$2,682.00 (+25.21%)$156,944 (+8.75%) Land $106,085 Building $50,859$156,944 (+8.75%) Land $106,085 Building $50,859
2023$2,142.00 (-42.64%)$144,320 (-38.62%) Land $144,310 Building $10$144,320 (-38.62%) Land $144,310 Building $10
2022$3,734.00$235,129 Land $126,588 Building $108,541$235,129 Land $126,588 Building $108,541

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 220 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies224 units insured
incl. 4 condo units
Nearby Flood Claims635 (1982–2024)
Claims Outside the SFHA1 of 635
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 152 claims
  • Hurricane Helene, Oct 2024 · 128 claims
  • Hurricane Ian, Oct 2022 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREATER PINE ISLAND WATER ASSOCIATION
private · serves 15,725 people · EPA ID FL5360322
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Point Ln

Nearby Streets

Search Property Records by Address or Parcel Number