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2655 N Narcoossee Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2655 N Narcoossee Rd, Saint Cloud, FL 34771

Property Summary

Property TypeMobile Home
Details4 bd · 3 ba · 2,278 sqft · built 2004
Lot Size3.73 acres (162,740 sqft)
OwnerIndividual Name on Record
Last Sale$632,500 (May 2022)
Tax Bill$6,184 (2025)
Deeds & MortgagesMay 2022 Sale & Line of Credit
Nov 2017 Transfer
Flood ZoneZone X (minimal risk)
APN08-25-31-4260-0001-0100

Property Details

APN / Parcel Number

Primary APN08-25-31-4260-0001-0100
Alternative APNs
  • 253108426000010100
  • 90507

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,278 sqft Living Area
Gross Area2,398 sqft
1st Floor Area2,278 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area162,740 sqft (3.73 acres)
Lot Width170 ft Width

Exterior Amenities

PorchFlorida Room
Porch Area120 sqft
Shed1 Shed
Shed Area49 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2655 N NARCOOSSEE RD
CitySAINT CLOUD
StateFL
Zip34771-8759
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeOAC
Legal DescriptionNEW MAP OF NARCOOSSEE PB 1 PG 73 (HENDON PARK) COM AT NLY COR LOT 11, SWLY ALONG R/W 150 FT TO POB; SWLY 150 FT, SELY TO LAKE HENDON, NELY ALONG LAKE HENDON TO A PT 150 FT PERPENDICULAR TO NELY LINE OF LOT 11, NWLY ALONG A LINE PARALLEL WITH & 150 FT
Legal Range31E
Legal Township25S
Legal Section08
Legal SubdivisionNARCOOSSEE NEW MAP OF
Legal Tract4260
Legal Block100
Legal Lot Number11
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11962 CHARLTON LN, ORLANDO, FL 32827-7102
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2022Warranty Deed, Transfer · Line of Credit
BANK OF THE OZARKS
Nov 20, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2022 · Amount on Record
Deed SaleMay 9, 2022 · Amount on Record
Deed Document Number202273618
Deed Book / Page6210 / 1624
Prior Transfer DateOct 14, 2014
Prior Transfer Doc0052420909
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 9, 2022
Property Address2655 N NARCOOSSEE RD, SAINT CLOUD, FL 34771-8759
Document Number0062101624
Book / Page6210 / 1624
Map ReferenceMB 1 PG 21&22
Instrument DateMay 6, 2022
Instrument2022073618
Transaction TypeTransfer
Record UpdatedMay 23, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,427.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2655 N NARCOOSSEE RD, 2655, SAINT CLOUD, FL 34771-8759

Transferred To (Grantee/Buyer)

NameVerified Name
Address11962 CHARLTON LN, ORLANDO, FL 32827-7102

Mortgage

Document Number0062101625
DateMay 9, 2022
Instrument6210/1625
Lender
NameBANK OF THE OZARKS
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMay 6, 2027

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateNov 20, 2017
Property Address2655 N NARCOOSSEE RD, SAINT CLOUD, FL 34771-8759
Document Number0052420909
Book / Page005242 / 000909
Instrument DateOct 14, 2017
Instrument165891
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2655 N NARCOOSSEE RD ST CLOUD FL 347718759, ST CLOUD, FL 34771-8759

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,184.00 (+1.68%)$394,900 (-0.7%) Land $302,600 Building $92,300$394,900 (-0.7%) Land $302,600 Building $92,300
2024$6,082.00 (-1.51%)
2023$6,175.00 (+52.77%)$397,700 (+38.03%) Land $302,600 Building $95,100$397,700 (+23.39%) Land $302,600 Building $95,100
2022$4,042.00 Homeowner's exemption$288,121$322,300 Land $252,200 Building $70,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink, Xfinity.

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