2660 E M 20, Hesperia, MI 49421 Property Records

Oceana County property record for 2660 E M 20, Hesperia, MI 49421

Property Summary

Property Type	Single Family Home
Lot Size	66.3 acres (2,888,899 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Feb 2019)
Tax Bill	$5,417 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`013-027-300-02`

Property Details

APN / Parcel Number

Primary APN	`013-027-300-02`

Exterior

Lot Area	2,888,899 sqft (66.3 acres)

Location & Zoning

Street Address	2660 E M 20
City	HESPERIA
State	MI
Zip	49421-8947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF SW 1/4 SEC 27 T14N R16W EXC SW 1/4 OF SW 1/4 OF SW 1/4 & EXC HWY R/W WD 2019/2267
Legal Range	16W
Legal Township	14N
Legal Section	27
Jurisdiction	OCEANA MI
Township / Civil Division	FERRY
Census Block Group	3
Census Block	3105
Census Tract	10600

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2660 E M 20, HESPERIA, MI 49421-8947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Feb 14, 2019	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Oct 26, 2018	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Mar 8, 2017	Warranty Deed, Transfer · VA Mortgage DBA MICHIGAN MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2019 · Amount on Record
Deed Sale	Feb 14, 2019 · Amount on Record
Prior Sale	Mar 8, 2017 · Amount on Record
Deed Document Number	2019719
Deed Book / Page	2019 / 2267
Prior Transfer Date	Feb 12, 2009
Prior Transfer Doc	2009/012718
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	2660 E M 20, HESPERIA, MI 49421-8947
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/201661
Date	Nov 27, 2019
Book Page	2019/201661
Instrument	201900006395

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Feb 14, 2019
Property Address	2660 E M 20, HESPERIA, MI 49421-8947
Document Number	2019/002267
Book / Page	2019 / 002267
Instrument Date	Feb 7, 2019
Instrument	201900000719
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,709.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 S DART CANYON RD, 177, CRESTLINE, CA 92325-9536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2660 E M 20, HESPERIA, MI 49421-8947

Mortgage

Document Number	201900000720
Date	Feb 14, 2019
Instrument	201900000720

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	2660 E M 20, HESPERIA, MI 49421-8947
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/020326
Date	Oct 26, 2018
Book Page	2018/020326
Instrument	201800006070

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Mar 8, 2017
Property Address	2660 E M 20, HESPERIA, MI 49421-8947
Document Number	2017/004474
Book / Page	2017 / 004474
Instrument Date	Mar 4, 2017
Instrument	201700001334
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,425.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8778 W STONE RD, SHELBY, MI 49455-9535

Mortgage

Document Number	2017004477
Date	Mar 8, 2017
Instrument	2017/004477

Lender

Name	DBA MICHIGAN MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Ferry Township
Unified School District	Shelby Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,200 (+22.14%) Land $322,200	$644,400 (+22.14%) Land $644,400
2025	$5,417.00 (+2.25%) Homeowner's exemption	$263,800 (+25.8%) Land $263,800	$527,600 (+25.8%) Land $527,600
2024	$5,298.00 (+16.57%)
2023		$209,700 Land $209,700	$419,400 (-) Land $419,400
2022	$4,545.00		$419,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Truestream.

Nearby Properties on E M 20

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures