266 Union St, Horton, MI 49246 Property Records

Jackson County property record for 266 Union St, Horton, MI 49246

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,621 sqft · built 1961
Lot Size	1.21 acres (52,925 sqft)
Owner	2 Individual Names on File
Last Sale	$131,000 (Jan 2006)
Tax Bill	$1,684 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000-17-03-401-007-02`

Property Details

APN / Parcel Number

Primary APN	`000-17-03-401-007-02`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,621 sqft Living Area
1st Floor Area	2,621 sqft
Basement Area	1,485 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	52,925 sqft (1.21 acres)
Lot Dimensions	264 ft deep x 200 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	266 UNION ST
City	HORTON
State	MI
Zip	49246-9595
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	BEG AT SW COR OF LOT 8 BLOCK 10 OF THE RECORDED PLAT OF VILLAGE OF BALDWIN (NOW HORTON) TH W 142 FT TO A PT FOR PL OF BEG OF
Legal Range	02W
Legal Township	04S
Legal Section	03
Legal Subdivision	VILLAGE OF BALDWIN NOW HORTON
Legal Block	10
Legal Lot Number	8
Legal Unit	8
Jurisdiction	JACKSON MI
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3010
Census Tract	6403

Owner

266 Union St is owned and occupied by two individuals who bought it in January 2006.

Source: Jackson County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	266 UNION ST, HORTON, MI 49246-9595
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 1, 2019	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2006 · Amount on File
Deed Sale	Jan 30, 2006 · Amount on File
Prior Sale	Aug 13, 1997 · Amount on File
Deed Document Number	20062426656
Deed Book / Page	1837 / 22
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	266 UNION ST, HORTON, MI 49246-9595
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 UNION ST, HORTON, MI 49246-9595

Mortgage

Document Number	0002858457
Date	Sep 1, 2020
Book Page	2168/868
Instrument	2858457

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Feb 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	266 UNION ST, HORTON, MI 49246-9595
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002814179
Date	Feb 1, 2019
Book Page	2134/0791
Instrument	2814179

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 266 Union St was $1,684 with a homeowner's exemption, down 34.1% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Hanover Township
Unified School District	Hanover-Horton Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,700 (+1.51%)	$309,400 (+1.51%)
2025	$1,684.00 (-34.12%)	$152,400	$304,800
2024	$2,556.00
2023		$119,400	$238,800
2020	$2,265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 266 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 266 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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