255 Union St, Horton, MI 49246 Property Records

Jackson County property record for 255 Union St, Horton, MI 49246

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1960
Lot Size	0.525 acres (22,869 sqft)
Owner	2 Individual Names on File
Last Sale	$107,000 (Feb 2004)
Tax Bill	$981 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000-17-03-427-001-00`

Property Details

APN / Parcel Number

Primary APN	`000-17-03-427-001-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	504 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	22,869 sqft (0.525 acres)
Lot Dimensions	198 ft deep x 115 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	255 UNION ST
City	HORTON
State	MI
Zip	49246-9595
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LOTS 19 AND 20 BLOCK 9 VILLAGE OF BALDWIN (NOW HORTON)
Legal Subdivision	VILLAGE OF BALDWIN NOW HORTON
Legal Block	9
Legal Lot Number	19-20
Jurisdiction	JACKSON MI
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3012
Census Tract	6403

Owner

255 Union St is owned and occupied by two individuals who bought it in February 2004.

Source: Jackson County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 28, HORTON, MI 49246-0028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 1, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Oct 10, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2004 · Amount on File
Deed Sale	Feb 12, 2004 · Amount on File
Prior Sale	Sep 1, 1994 · Amount on File
Deed Document Number	20042338279
Deed Book / Page	1769 / 347
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	255 UNION ST, HORTON, MI 49246-9595
Transaction Type	Mortgage
Record Updated	Jun 21, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 UNION ST, HORTON, MI 49246-9595
Investor	Possibly a Property Investor

Mortgage

Document Number	0002938447
Date	May 17, 2023
Book Page	2230/256
Instrument	2938447

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	306 Months
Due	Nov 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	255 UNION ST, HORTON, MI 49246-9595
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002861061
Date	Oct 1, 2020
Book Page	2170/872
Instrument	2861061

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Nov 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	255 UNION ST, HORTON, MI 49246-9595
Document Number	0002807615
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	255 UNION ST HORTON MI 492469595, HORTON, MI 49246-9595

Mortgage

Document Number	0002807615
Date	Oct 15, 2018
Book Page	002129/000727
Instrument	2807615

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 255 Union St was $981 with a homeowner's exemption, down 36% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Hanover Township
Unified School District	Hanover-Horton Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,600 (-0.79%)	$151,200 (-0.79%)
2025	$981.00 (-35.97%)	$76,200	$152,400
2024	$1,532.00
2023		$61,400	$122,800
2020	$1,319.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 255 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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