266 Spring St, Ellenboro, NC 28040 Property Records

Rutherford County property record for 266 Spring St, Ellenboro, NC 28040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,044 sqft · built 2007
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (May 2020)
Tax Bill	$917 (2022)
Deeds & Mortgages	May 2020 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1644750`

Property Details

APN / Parcel Number

Primary APN	`1644750`
Alternative APN	`51684`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,044 sqft Heated Area
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	590 sqft
Deck Area	646 sqft
Patio Area	646 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	51684
Street Address	266 SPRING ST
City	ELLENBORO
State	NC
Zip	28040-5752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIGFRIDO DELLA VALLE PL27-362
Legal Block	11
Legal Lot Number	1A
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COLFAX
Census Block Group	3
Census Block	3004
Census Tract	961002

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	266 SPRING ST, ELLENBORO, NC 28040-5752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jun 19, 2017	Warranty Deed, Transfer STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2020 · Amount on Record
Deed Sale	May 6, 2020 · Amount on Record
Prior Sale	Nov 19, 2007 · Amount on Record
Deed Document Number	0020323176
Deed Book / Page	2032 / 3176
Record Updated	Jun 7, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 6, 2020
Property Address	266 SPRING ST, ELLENBORO, NC 28040-5752
Document Number	0020323176
Book / Page	2032 / 3176
Map Reference	MB 27 PG 362
Instrument Date	May 6, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 665, HENRIETTA, NC 28076-0665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 SPRING ST, ELLENBORO, NC 28040-5752

Mortgage

Document Number	0020323179
Date	May 6, 2020
Instrument	2032/3179

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jun 19, 2017
Property Address	266 SPRING ST, ELLENBORO, NC 28040-5752
Document Number	0011520719
Book / Page	001152 / 000719
Instrument Date	Jun 19, 2017
Instrument	12044
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 SPRING ST ELLENBORO NC 280405752, ELLENBORO, NC 28040-5752

Mortgage

Document Number	12510379
Date	Jun 19, 2017
Book Page	001251/000379
Instrument	12045

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$231,600 Land $15,000 Building $216,600	$231,600 Land $15,000 Building $216,600
2022	$917.00
2021	$917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring St

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