225 Spring St, Ellenboro, NC 28040 Property Records

Rutherford County property record for 225 Spring St, Ellenboro, NC 28040

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,254 sqft · built 1972
Lot Size0.8 acres (34,848 sqft)
OwnerIndividual Name on File
Tax Bill$1,149 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0320100

Property Details

APN / Parcel Number

Primary APN0320100
Alternative APNs
  • 320100
  • 3928

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,254 sqft Heated Area
Utility Area104 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area34,848 sqft (0.8 acres)
Garage TypeCarport
Garage Area273 sqft
CarportCarport
Carport Area273 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area80 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address225 SPRING ST
CityELLENBORO
StateNC
Zip28040-5752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOOPAUGH LO:35-41 BL:C PL:7-20
Legal SubdivisionHOOPAUGH SUBDIVISION
Legal Lot Number35,41
JurisdictionRUTHERFORD NC
Township / Civil DivisionCOLFAX
Census Block Group3
Census Block3005
Census Tract961002

Owner

225 Spring St is owned by an individual who acquired it in September 2008.

Source: Rutherford County records, as of August 29, 2025

Owner of RecordIndividual Name on File
Mailing Address294 S BROADWAY ST, FOREST CITY, NC 28043-4082
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 2, 2008
Transfer Doc0009690167
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD NC
Property Address225 SPRING ST, ELLENBORO, NC 28040-5752
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020314369
DateApr 8, 2020
Book Page2031/4369
Lender
NameBANK OF THE OZARKS
TypeBank
AddressLITTLE ROCK, AR 72231
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 225 Spring St was $1,149.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,149.00$156,600 Land $18,000 Building $138,600$156,600 Land $18,000 Building $138,600
2023$156,600 Land $18,000 Building $138,600$156,600 Land $18,000 Building $138,600
2022$7.00 (-99.01%)
2021$705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Spring St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
2,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring St

Nearby Streets

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