McCracken County property record for 266 Ruoff Dr, Paducah, KY 42003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,948 sqft · built 1966 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Nov 2020) |
| Tax Bill | $2,448 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 133-30-00-064 |
| Primary APN | 133-30-00-064 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,948 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 121,968 sqft (2.8 acres) |
| Terrain | Rolling |
| Garage Area | 1,624 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 170 sqft |
| Patio Area | 374 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 121546 |
|---|---|
| Street Address | 266 RUOFF DR |
| City | PADUCAH |
| State | KY |
| Zip | 42003-9444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 23-38-41,41A,42,43,45 2.8 AC ROUFF DR L12A |
| Legal Subdivision | TENNEVUE ESTATES SUBDIVISION |
| Legal Lot Number | 12A |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 31100 |
Source: McCracken County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 266 RUOFF DR, PADUCAH, KY 42003-9444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on Record |
| Deed Sale | Nov 24, 2020 · Amount on Record |
| Deed Document Number | 2020626637 |
| Deed Book / Page | 1421 / 865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | Jul 6, 2026 |
| Property Address | 266 RUOFF DR, PADUCAH, KY 42003-9444 |
| Document Number | 0000850480 |
| Book / Page | 1886 / 689 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026850480 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 266 RUOFF DR, PADUCAH, KY 42003-9444 |
| Document Number | 0000850480, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 1886/689 |
| Instrument | 2026850480 |
| Name | FNB BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 15, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Unified School District | McCracken County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,000 (-) | $250,000 (-) | |
| 2025 | $2,448.00 (+0.58%) | $250,000 (-) | $250,000 (-) |
| 2023 | $2,434.00 (-1.62%) | $250,000 (-) | $250,000 (-) |
| 2022 | $2,474.00 | $250,000 | $250,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (1979–2019) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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