McCracken County property record for 224 Ruoff Dr, Paducah, KY 42003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,908 sqft · built 1969 |
| Lot Size | 0.044 acres (1,908 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $289,900 (Oct 2024) |
| Tax Bill | $2,832 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 133-30-00-061 |
| Primary APN | 133-30-00-061 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,908 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,908 sqft (0.044 acres) |
| Terrain | Rolling |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 136 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 155867 |
|---|---|
| Street Address | 224 RUOFF DR |
| City | PADUCAH |
| State | KY |
| Zip | 42003-9444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 23-38-40 IRG TR ROUFF DR L4A |
| Legal Subdivision | MALLOY DIVISION TENNE-VUE ESTATES |
| Legal Lot Number | 4A |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 31100 |
Source: McCracken County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 224 RUOFF DR, PADUCAH, KY 42003-9444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2024 · Amount on Record |
| Deed Sale | Oct 28, 2024 · Amount on Record |
| Prior Sale | Jan 5, 2024 · Amount on Record |
| Deed Document Number | 2024703748 |
| Deed Book / Page | 1510 / 697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Property Address | 224 RUOFF DR, PADUCAH, KY 42003-9444 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 224 RUOFF DR, PADUCAH, KY 42003-9444 |
| Document Number | 000M1862/1 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | M1862/1 |
| Instrument | 729223 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2045 |
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Unified School District | McCracken County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $289,900 (-) | $289,900 (-) | |
| 2025 | $2,832.00 (+493.71%) | $289,900 (+203.88%) | $289,900 (+203.88%) |
| 2023 | $477.00 (-12.15%) Homeowner's exemption | $95,400 (+73.77%) | $95,400 (+73.77%) |
| 2022 | $543.00 Homeowner's exemption | $54,900 | $54,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (1979–2019) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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