266 Orchard Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 266 Orchard Ln, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,685 sqft · built 2017
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$427,700 (Jan 2018)
Tax Bill$7,767 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027016-0230

Property Details

APN / Parcel Number

Primary APN027016-0230

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,685 sqft Living Area
Gross Area3,400 sqft
1st Floor Area2,685 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area715 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area209 sqft
Patio Area158 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address266 ORCHARD LN
CitySAINT AUGUSTINE
StateFL
Zip32095-0030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description83/34-39 BANNON LAKES PHASE 1B-2 LOT 23 OR4487/1560
Legal Range28E
Legal Township06S
Legal Section12
Legal SubdivisionBANNON LAKES PHASE 1B-2
Legal Phase1B
Legal Block1
Legal Lot Number23
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2065
Census Tract20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address266 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0030
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 5, 2018Special Warranty Deed, Transfer · Conventional Mortgage
BANKERS MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2018 · Amount on Record
Deed SaleJan 5, 2018 · Amount on Record
Deed Book / Page4487 / 1560
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address266 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0030
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052850187
DateJun 7, 2021
Book Page5285/187
Instrument2021063552
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2041

January 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJan 5, 2018
Property Address266 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0030
Document Number0044871560
Book / Page4487 / 1560
Map ReferenceMB83 PG34
Instrument DateDec 29, 2017
Transaction TypeTransfer
Record UpdatedJan 28, 2022
Title CompanyTITLE MASTERS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8601 N SCOTTSDALE RD STE 225, 8601, PARADISE VALLEY, AZ 85253-2727

Transferred To (Grantee/Buyer)

NameVerified Name
Address266 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0030

Mortgage

Document Number2018001397
DateJan 5, 2018
Instrument2018001397
Lender
NameBANKERS MORTGAGE LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$379,884 (+2.7%)$468,495 (-6.05%) Land $110,000 Building $358,495
2025$7,767.00 (+9.87%) Homeowner's exemption$369,897 (+2.9%)$498,665 (-0.81%) Land $115,000 Building $383,665
2024$7,069.00 (+1.19%) Homeowner's exemption$359,472 (+3%)$502,722 (-0.8%) Land $115,000 Building $387,722
2023$6,986.00 (+3.47%) Homeowner's exemption$349,002 (+3%)$506,801 (+15.48%) Land $115,000 Building $391,801
2022$6,752.00 Homeowner's exemption$338,837$438,858 Land $89,600 Building $349,258

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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