230 Orchard Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 230 Orchard Ln, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,685 sqft · built 2020
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$396,600 (Apr 2020)
Tax Bill	$7,189 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027016-0250`

Property Details

APN / Parcel Number

Primary APN	`027016-0250`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,685 sqft Living Area
Gross Area	3,320 sqft
1st Floor Area	2,685 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	635 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	230 ORCHARD LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-0030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	83/34-39 BANNON LAKES PHASE 1B-2 LOT 25 OR4927/1472
Legal Range	28E
Legal Township	06S
Legal Section	12
Legal Subdivision	BANNON LAKES PHASE 1B-2
Legal Phase	1B
Legal Block	1
Legal Lot Number	25
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2065
Census Tract	20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	230 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0030
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2020 · Amount on Record
Deed Sale	Apr 22, 2020 · Amount on Record
Deed Document Number	202031090
Deed Book / Page	4927 / 1472
Record Updated	Jun 8, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 22, 2020
Property Address	230 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0030
Document Number	0049271472
Book / Page	004927 / 001472
Instrument Date	Apr 16, 2020
Instrument	31090
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,776.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	230 ORCHARD LN ST AUGUSTINE FL 320950030, ST AUGUSTINE, FL 32095-0030

Mortgage

Document Number	49271474
Date	Apr 22, 2020
Book Page	004927/001474
Instrument	31091

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,548 (+2.7%)	$455,510 (-6.34%) Land $100,000 Building $355,510
2025	$7,189.00 (+11.22%) Homeowner's exemption	$390,991 (+5.99%)	$486,336 (-0.02%) Land $105,000 Building $381,336
2024	$6,464.00 (+1.36%)
2023	$6,377.00 (+3.91%) Homeowner's exemption	$368,905 (+3%)	$486,431 (+15.34%) Land $105,000 Building $381,431
2022	$6,137.00 Homeowner's exemption	$358,160	$421,739 Land $84,000 Building $337,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20