St. Johns County property record for 266 Monterey Ave, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,016 sqft · built 1963 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,618 (2025) |
| Deeds & Mortgages | Dec 2020 Reverse Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092230-0000 |
| Primary APN | 092230-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 2,698 sqft |
| 1st Floor Area | 2,016 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 127 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 525 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 530 sqft |
| Deck Area | Deck Area |
| Patio Area | 555 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 266 MONTEREY AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 3-147 SANTA ROSA SUB LOTS 11 & 12 BLK 13 OR428/333 & 3838/585(D/C) & 4322/880(H/R) |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 12 |
| Legal Subdivision | SANTA ROSA IN ST. AUGUSTINE |
| Legal Block | 13 |
| Legal Lot Number | 11,12 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 21002 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 266 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Dec 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Sep 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BAUER NICOLLE M LIVING TR (PT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 2017 |
| Deed Sale | Jan 1, 2017 |
| Deed Book / Page | 4322 / 880 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 266 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2550 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRIDENT TITLE |
| Name | Verified Name |
|---|---|
| Address | 266 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2550 |
| Document Number | 0051350699 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 5135/699 |
| Instrument | 2020118420 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.61% |
| Type Change Date | Feb 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 266 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2550 |
| Document Number | 0051350714 |
| Instrument Date | Dec 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2021 |
| Title Company | TRIDENT TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 266 MONTEREY AVE ST AUGUSTINE FL 320842550, ST AUGUSTINE, FL 32084-2550 |
| Document Number | 0051350714 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 005135/000714 |
| Instrument | 118421 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 996 Months |
| Rate | 3.61% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 266 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2550 |
| Document Number | 0044401216 |
| Book / Page | 004440 / 001216 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2017 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Name | Verified Name |
|---|---|
| Address | 266 MONTEREY AVE ST AUGUSTINE FL 320842550, ST AUGUSTINE, FL 32084-2550 |
| Document Number | 0044401216 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 004440/001216 |
| Instrument | 65961 |
| Name | BAUER NICOLLE M LIVING TR (PT) |
|---|---|
| Address | 124 KINGS TRACE DR, ST AUGUSTINE, FL 32086-5272 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Sep 27, 2029 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 10% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,478 (+2.7%) | $454,324 (+4%) Land $121,176 Building $333,148 | |
| 2025 | $2,618.00 (+13.93%) Homeowner's exemption Widower's exemption | $212,734 (+5.99%) | $436,834 (+2.74%) Land $121,176 Building $315,658 |
| 2024 | $2,298.00 (+2.27%) | ||
| 2023 | $2,247.00 (+0.81%) Homeowner's exemption Widower's exemption | $200,717 (+3%) | $425,196 (+2.52%) Land $107,712 Building $317,484 |
| 2022 | $2,229.00 Homeowner's exemption Widower's exemption | $194,871 | $414,753 Land $75,398 Building $339,355 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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