266 Monterey Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 266 Monterey Ave, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,016 sqft · built 1963
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on Record
Tax Bill$2,618 (2025)
Deeds & MortgagesDec 2020 Reverse Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN092230-0000

Property Details

APN / Parcel Number

Primary APN092230-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,016 sqft Living Area
Gross Area2,698 sqft
1st Floor Area2,016 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,988 sqft (0.39 acres)
Lot Dimensions127 ft deep x 132 ft wide
Garage TypeAttached
Garage Area682 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area525 sqft
PorchFinished/Open Porch
Porch Area530 sqft
Deck AreaDeck Area
Patio Area555 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address266 MONTEREY AVE
CitySAINT AUGUSTINE
StateFL
Zip32084-2550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description3-147 SANTA ROSA SUB LOTS 11 & 12 BLK 13 OR428/333 & 3838/585(D/C) & 4322/880(H/R)
Legal Range29E
Legal Township07S
Legal Section12
Legal SubdivisionSANTA ROSA IN ST. AUGUSTINE
Legal Block13
Legal Lot Number11,12
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3036
Census Tract21002

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address266 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2550
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Dec 10, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Sep 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
BAUER NICOLLE M LIVING TR (PT)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 2017
Deed SaleJan 1, 2017
Deed Book / Page4322 / 880
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address266 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2550
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTRIDENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address266 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2550

Mortgage

Document Number0051350699
DateDec 28, 2020
Book Page5135/699
Instrument2020118420
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.61%
Type Change DateFeb 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address266 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2550
Document Number0051350714
Instrument DateDec 10, 2020
Transaction TypeMortgage
Record UpdatedJan 7, 2021
Title CompanyTRIDENT TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address266 MONTEREY AVE ST AUGUSTINE FL 320842550, ST AUGUSTINE, FL 32084-2550

Mortgage

Document Number0051350714
DateDec 28, 2020
Book Page005135/000714
Instrument118421
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term996 Months
Interest
Rate3.61%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address266 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2550
Document Number0044401216
Book / Page004440 / 001216
Instrument DateSep 22, 2017
Transaction TypeMortgage
Record UpdatedOct 26, 2017
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transferred To (Grantee/Buyer)

NameVerified Name
Address266 MONTEREY AVE ST AUGUSTINE FL 320842550, ST AUGUSTINE, FL 32084-2550

Mortgage

Document Number0044401216
DateSep 28, 2017
Book Page004440/001216
Instrument65961
Lender
NameBAUER NICOLLE M LIVING TR (PT)
Address124 KINGS TRACE DR, ST AUGUSTINE, FL 32086-5272
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueSep 27, 2029
Interest
Rate TypeFixed Rate
Rate10%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$218,478 (+2.7%)$454,324 (+4%) Land $121,176 Building $333,148
2025$2,618.00 (+13.93%) Homeowner's exemption Widower's exemption$212,734 (+5.99%)$436,834 (+2.74%) Land $121,176 Building $315,658
2024$2,298.00 (+2.27%)
2023$2,247.00 (+0.81%) Homeowner's exemption Widower's exemption$200,717 (+3%)$425,196 (+2.52%) Land $107,712 Building $317,484
2022$2,229.00 Homeowner's exemption Widower's exemption$194,871$414,753 Land $75,398 Building $339,355

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Monterey Ave

Nearby Streets

Search Property Records by Address or Parcel Number