St. Johns County property record for 265 Monterey Ave, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,433 sqft · built 1962 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $259,000 (Dec 2025) |
| Tax Bill | $3,121 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092490-0000 |
| Primary APN | 092490-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,433 sqft Living Area |
| 1st Floor Area | 1,433 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,969 sqft (0.16 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 265 MONTEREY AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 3-147 SANTA ROSA SUBD LOT 16 BLK 15 OR6277/359 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 12 |
| Legal Subdivision | SANTA ROSA IN ST. AUGUSTINE |
| Legal Block | 15 |
| Legal Lot Number | 16 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21002 |
Source: St. Johns County records, as of May 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 265 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Dec 22, 2025 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage NB COMMERCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on Record |
| Deed Sale | Dec 22, 2025 · Amount on Record |
| Prior Sale | Mar 5, 2018 · Amount on Record |
| Deed Document Number | 2025103248 |
| Deed Book / Page | 6277 / 359 |
| Prior Transfer Date | Apr 9, 2010 |
| Prior Transfer Doc | 0033031531 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 265 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2548 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0052400244 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 5240/244 |
| Instrument | 2021042772 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 22, 2025 |
| Property Address | 265 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2548 |
| Document Number | 0062770359 |
| Book / Page | 6277 / 359 |
| Map Reference | MB 3 PG 146-149 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 2025103248 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,813.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 702 CEDAR CHASE CIR NE, ATLANTA, GA 30324-4292 |
| Name | Verified Name |
|---|---|
| Address | 265 MONTEREY AVE, ST AUGUSTINE, FL 32084-2548 |
| Document Number | 0006277361 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 6277/361 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 5, 2018 |
| Property Address | 265 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2548 |
| Document Number | 0045111322 |
| Book / Page | 004511 / 001322 |
| Instrument Date | Mar 2, 2018 |
| Instrument | 14520 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | ESTATE TITLE/STATE AUGUSTINE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 SEVILLA ST ST AUGUSTINE FL 320843528, ST AUGUSTINE, FL 32084-3528 |
| Document Number | 45111324 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 004511/001324 |
| Instrument | 14521 |
| Name | NB COMMERCE |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,124 (+11.44%) Land $51,300 Building $184,824 | $236,124 (+11.44%) Land $51,300 Building $184,824 | |
| 2025 | $3,121.00 (+17.24%) | $211,881 (+3.5%) | $211,881 (+3.5%) Land $51,300 Building $160,581 |
| 2024 | $2,662.00 (+3.1%) | ||
| 2023 | $2,582.00 (+3.65%) | $204,721 (-1.61%) | $204,721 (-1.61%) Land $45,600 Building $159,121 |
| 2022 | $2,491.00 | $208,068 | $208,068 Land $31,920 Building $176,148 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures