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266 Melrose Rd, Covington, TN 38019 Property Records

Tipton County property record for 266 Melrose Rd, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,079 sqft · built 1988
Lot Size0.552 acres (24,084 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Nov 2022)
Tax Bill$543 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jul 2022 Sale
Flood ZoneZone X (minimal risk)
APN084051M A 03600

Property Details

APN / Parcel Number

Primary APN084051M A 03600
Alternative APN
  • 051M A 03600

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,079 sqft Living Area
1st Floor Area1,079 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2002
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,084 sqft (0.552 acres)
Lot Dimensions223 ft deep x 108 ft wide
Garage TypeFinished
Garage Area266 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address266 MELROSE RD
CityCOVINGTON
StateTN
Zip38019-7504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: C46
Legal SubdivisionBASKIN SEC A
Legal Lot Number1
JurisdictionTIPTON TN
Township / Civil Division9
Census Block Group3
Census Block3002
Census Tract40602

Owner

266 Melrose Rd is owned and occupied by an individual who bought it in November 2022.

Source: Tipton County records, as of March 25, 2026

Owner of RecordIndividual Name on File
Mailing Address266 MELROSE RD, COVINGTON, TN 38019-7504
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Deed of Trust, Mortgage · USDA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 14, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 23, 2022 · Amount on File
Deed SaleNov 23, 2022 · Amount on File
Prior SaleJul 14, 2022 · Amount on File
Deed Document Number2022262289
Deed Book / Page1983 / 266
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address266 MELROSE RD, COVINGTON, TN 38019-7504
Transaction TypeMortgage
Record UpdatedFeb 2, 2026
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address266 MELROSE RD, COVINGTON, TN 38019-7504

Mortgage

Document Number0002110944
DateJan 23, 2026
Book Page2110/944
Instrument289506
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Address3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateJul 14, 2022
Property Address266 MELROSE RD, COVINGTON, TN 38019-7504
Document Number0001967361
Book / Page1967 / 361
Instrument DateJul 1, 2022
Instrument258699
Transaction TypeTransfer
Record UpdatedJul 27, 2022

Transaction

AmountAmount on Record
Tax$404.78
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 241, MILLINGTON, TN 38083-0241

Tax Assessment & Valuation

The 2025 property tax bill for 266 Melrose Rd was $543.

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$543.00$35,675 Land $4,875 Building $30,800
2023$35,675 Land $4,875 Building $30,800
2022$509.00
2020$142,700 Land $19,500 Building $123,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 266 Melrose Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 266 Melrose Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Aeneas Communications
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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