246 Melrose Rd, Covington, TN 38019 Property Records

Tipton County property record for 246 Melrose Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,384 sqft · built 1988
Lot Size	0.545 acres (23,760 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2023)
Tax Bill	$613 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084051M A 03500`

Property Details

APN / Parcel Number

Primary APN	`084051M A 03500`
Alternative APN	`051M A 03500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2002
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,760 sqft
Lot Dimensions	220 ft deep x 108 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	246 MELROSE RD
City	COVINGTON
State	TN
Zip	38019-7504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C46
Legal Subdivision	BASKIN SEC A
Legal Lot Number	2 108
Jurisdiction	TIPTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3002
Census Tract	40602

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	246 MELROSE RD, COVINGTON, TN 38019-7504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Deed Document Number	267165
Deed Book / Page	2004 / 381
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jun 27, 2023
Property Address	246 MELROSE RD, COVINGTON, TN 38019-7504
Document Number	0002004381
Book / Page	2004 / 381
Map Reference	CAB B SL 40-B
Instrument Date	Jun 19, 2023
Instrument	267165
Transaction Type	Transfer
Record Updated	Jul 7, 2023
Title Company	NOT AVAILABLE, TITAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	246 MELROSE RD, COVINGTON, TN 38019-7504

Mortgage

Document Number	0000267166
Date	Jun 27, 2023
Instrument	267166

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$613.00 (+6.42%)	$40,275 (-) Land $4,875 Building $35,400
2023		$40,275 (+42.69%) Land $4,875 Building $35,400
2022	$576.00	$28,225 Land $3,575 Building $24,650	$112,900 (-29.92%) Land $14,300 Building $98,600
2020			$161,100 Land $19,500 Building $141,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20