Cherokee County property record for 266 Finch Dr, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,714 sqft · built 1998 |
| Lot Size | 3.16 acres (137,650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Sep 2016) |
| Tax Bill | $2,449 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 441900974596000 |
| Primary APN | 441900974596000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,714 sqft Heated Area |
| Gross Area | 7,736 sqft |
| 1st Floor Area | 2,202 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 137,650 sqft (3.16 acres) |
| Lot Dimensions | 393 ft deep x 801 ft wide |
| Terrain | Mountain |
| Garage Area | 1,149 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 1,391 sqft |
| Patio Area | 275 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 44359 |
|---|---|
| Street Address | 266 FINCH DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-9699 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 65-69 SOARING EAGLE HGTS 1278/974 |
| Legal Subdivision | SOARING EAGLE HEIGHTS |
| Legal Lot Number | 65-69 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | HOTHOUSE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 930605 |
266 Finch Dr is owned and occupied by two individuals who bought it in September 2016.
Source: Cherokee County records, as of October 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 266 FINCH DR, MURPHY, NC 28906-9699 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2016 · Amount on File |
| Deed Sale | Sep 9, 2016 · Amount on File |
| Prior Sale | Apr 2, 2007 · Amount on File |
| Deed Document Number | 20163927 |
| Deed Book / Page | 1543 / 806 |
| Prior Transfer Date | Mar 18, 2005 |
| Prior Transfer Doc | 1154/0360 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 266 Finch Dr was $2,449.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,449.00 | $337,740 | $337,740 Land $48,000 Building $289,740 |
| 2023 | $337,740 | $337,740 Land $48,000 Building $289,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 266 Finch Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 266 Finch Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Fiber | 1,000 / 1,000 |
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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