127 Finch Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 127 Finch Dr, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2024
Square Footage1,928 sqft Heated Area
Lot Size56,192 sqft (1.29 acres)
OccupancyOwner Occupied
Last Sale$18,000 (2013)
Tax Bill$2,020.00 (2025)

Property Details

APN / Parcel Number

Primary APN441900974109000
Alternative APN
  • 38697

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,928 sqft Heated Area
Gross Area6,380 sqft Gross Area
1st Floor1,928 sqft 1st Floor
Basement Area1,423 sqft Basement
Stories1 Stories
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialWood Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area56,192 sqft (1.29 acres)
Depth X Width361 ft x 351 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Deck Area1,281 sqft Deck
Porch Area425 sqft Porch
TopographyMountain Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number38697
Street Address127 FINCH DR
CityMURPHY
StateNC
Zip28906-1010
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 28 SOARING EAGLE HGTS 1149/125
Legal SubdivisionSOARING EAGLE HEIGHTS SUBDIVISION
Legal Lot Number28
JurisdictionCHEROKEE NC
Minor Civil DivisionHOTHOUSE
Census Blockgroup1
Census Block1026
Census Tract930605

Owner

Source: Cherokee County records · APN 441900974109000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address127 FINCH DR, MURPHY, NC 28906-1010
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2023Deed of Trust, Mortgage · Building or Construction Mortgage
UNITED COMMUNITY BANK
Jul 08, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 01, 2013 · Amount on Record
Deed SaleNov 01, 2013 · Amount on Record
Prior SaleMar 30, 2005 · Amount on Record
Deed Doc Number20135505
Deed Book / Page1479 / 199
Prior Transfer DateMar 23, 2005
Prior Transfer Doc01149/0125
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address127 FINCH DR, MURPHY, NC 28906-1010
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 PLANCEER PL, PEACHTREE CITY, GA 30269-2268

Mortgage

Document Number01736/1022
DateJun 13, 2023
Book Page1736/1022
Instrument2852
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressMC CAYSVILLE, GA 30555
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 13, 2024

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address127 FINCH DR, MURPHY, NC 28906-1010
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 FINCH DR, MURPHY, NC 28906-1010

Mortgage

Document Number000020/572
DateJul 08, 2025
Book Page20-/572
Instrument3130
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressPO BOX 670, BLAIRSVILLE, GA 30514
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,020.00$287,540 (+1,098.08%)$287,540 (+1,098.08%) Land $24,000 Building $263,540
2023$24,000$24,000 Land $24,000

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