266 E Elm St, Waverly, IL 62692 Property Records

Morgan County property record for 266 E Elm St, Waverly, IL 62692

Property Summary

Property Type	Single Family Home
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Sep 2026)
Tax Bill	$2,010 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-11-214-004`

Property Details

APN / Parcel Number

Primary APN	`19-11-214-004`

Exterior

Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	150 ft deep x 106 ft wide

Location & Zoning

Street Address	266 E ELM ST
City	WAVERLY
State	IL
Zip	62692-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: CITY OF WAVERLY ORIGINAL TOWN LTS 5 AND 6 BLK 27
Legal Range	08W
Legal Township	13N
Legal Section	11
Legal Subdivision	ORIGINAL PLAT OF THE TOWN NOW
Legal Block	27
Legal Lot Number	5&6
Jurisdiction	MORGAN IL
Township / Civil Division	WAVERLY NO. 1
Census Block Group	4
Census Block	4003
Census Tract	952300

Owner

Source: Morgan County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	266 E ELM ST, WAVERLY, IL 62692-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 13, 2022	Deed, Transfer · Conventional Mortgage FARMERS STATE BANK & TRUST CO
Nov 21, 2017	Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Apr 13, 2022 · Amount on Record
Deed Document Number	2026661699
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Sep 23, 2026
Property Address	266 E ELM ST, WAVERLY, IL 62692-1114
Document Number	0000661699
Instrument Date	Sep 22, 2026
Instrument	2026661699
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$15,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 E ELM ST, WAVERLY, IL 62692-1114

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN IL
Recording Date	Apr 13, 2022
Property Address	266 E ELM ST, WAVERLY, IL 62692-1114
Document Number	0000642320
Instrument Date	Apr 11, 2022
Instrument	642320
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 E ELM ST, WAVERLY, IL 62692-1114

Mortgage

Document Number	0000642321
Date	Apr 13, 2022
Instrument	642321

Lender

Name	FARMERS STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate	4.5%

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN IL
Recording Date	Nov 21, 2017
Property Address	266 E ELM ST, WAVERLY, IL 62692-1114
Document Number	0000619519
Instrument Date	Nov 20, 2017
Instrument	619519
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$61.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 E VANDALIA ST, 307, WAVERLY, IL 62692-1140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 KIMBER ST, WAVERLY, IL 62692-1154
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Waverly City
Unified School District	Waverly Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,010.00 (+3.61%)	$31,690 (+11.08%) Land $4,310 Building $27,380	$95,070 (+11.08%) Land $12,930 Building $82,140
2024	$1,940.00 (+21.02%)
2023		$28,530 (-) Land $3,890 Building $24,640	$85,590 (-) Land $11,670 Building $73,920
2022	$1,603.00 (-23.81%) Homeowner's exemption Senior Citizen's exemption	$28,530 Land $3,890 Building $24,640	$85,590 Land $11,670 Building $73,920
2021	$2,104.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY serves 1,194 people · EPA ID IL1370450
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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