258 E Elm St, Waverly, IL 62692 Property Records

Morgan County property record for 258 E Elm St, Waverly, IL 62692 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	836 sqft · built 1910
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Oct 2018)
Tax Bill	$2,017 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-11-214-003`

Property Details

APN / Parcel Number

Primary APN	`19-11-214-003`

Interior

Building Area	836 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	150 ft deep x 53 ft wide

Location & Zoning

Street Address	258 E ELM ST
City	WAVERLY
State	IL
Zip	62692-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: CITY OF WAVERLY ORIGINAL TOWN LT 4 BLK 27 DOC-498460 1-11-01 10,000
Legal Range	08W
Legal Township	13N
Legal Section	11
Legal Subdivision	CITY WAVERLY
Legal Block	27
Legal Lot Number	4
Jurisdiction	MORGAN IL
Township / Civil Division	WAVERLY NO. 1
Census Block Group	4
Census Block	4003
Census Tract	952300

Owner

Source: Morgan County records · APN 19-11-214-003

Assessment roll updated May 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	258 E ELM ST, WAVERLY, IL 62692-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND CU
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Dec 07, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 18, 2018	Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2018 · Amount on Record
Deed Sale	Oct 18, 2018 · Amount on Record
Prior Sale	Jul 09, 2004 · Amount on Record
Deed Document Number	2018624127
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Apr 13, 2023
Property Address	258 E ELM ST, WAVERLY, IL 62692-1114
Document Number	0000646464
Instrument Date	Apr 12, 2023
Instrument	646464
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$132.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	803 S 1ST ST, DIVERNON, IL 62530-9727

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	258 E ELM ST, WAVERLY, IL 62692-1114

Mortgage

Document Number	0000646465
Date	Apr 13, 2023
Instrument	646465

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	258 E ELM ST, WAVERLY, IL 62692-1114
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	637484
Date	May 14, 2021
Instrument	637484

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	HEMPSTEAD, NY 11550

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.75%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	258 E ELM ST, WAVERLY, IL 62692-1114
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 E ELM ST, WAVERLY, IL 62692-1114

Mortgage

Document Number	635000
Date	Dec 07, 2020
Instrument	635000

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Nov 01, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Oct 18, 2018
Property Address	258 E ELM ST, WAVERLY, IL 62692-1114
Document Number	0000624127
Instrument Date	Oct 12, 2018
Instrument	624127
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	CORNERSTONE TITLE-OREM, CORNERSTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	618 NICHOLAS AVE, 618, PALMYRA, MO 63461-3117

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	258 FAST ELM STREET, WAVERLY, IL 62692

Mortgage

Document Number	0000624128
Date	Oct 18, 2018
Instrument	624128

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated May 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Waverly City
Unified School District	Waverly Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,017.00 (+5.99%)	$31,770 (+13.06%) Land $2,160 Building $29,610	$95,310 (+13.06%) Land $6,480 Building $88,830
2024	$1,903.00 (+75.07%)
2023		$28,100 (+10.89%) Land $1,940 Building $26,160	$84,300 (+10.89%) Land $5,820 Building $78,480
2022	$1,087.00 (-23.4%) Homeowner's exemption	$25,340 Land $1,940 Building $23,400	$76,020 Land $5,820 Building $70,200
2021	$1,419.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (17137C), updated August 18, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 6% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Royell Communications	Fiber	7,000 / 7,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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