266 Cherry St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 266 Cherry St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,134 sqft · built 1900
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Nov 2019)
Tax Bill	$4,839 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 48.51-4-16`

Property Details

APN / Parcel Number

Primary APN	`421500 48.51-4-16`
Alternative APN	`150004805100040160000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,134 sqft Living Area
1st Floor Area	656 sqft
2nd Floor Area	478 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	150 ft deep x 36 ft wide
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	363 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	266 CHERRY ST
City	SCHENECTADY
State	NY
Zip	12306-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Block	4
Legal Lot Number	16.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2004
Census Tract	21200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 48.51-4-16

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	266 CHERRY ST, SCHENECTADY, NY 12306-3118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2019 · Amount on Record
Deed Sale	Nov 25, 2019 · Amount on Record
Prior Sale	Nov 16, 2009 · Amount on Record
Deed Document Number	201953116
Deed Book / Page	2025 / 375
Prior Transfer Date	Jan 16, 2008
Prior Transfer Doc	1775000233
Record Updated	Jun 08, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 25, 2019
Property Address	266 CHERRY ST, SCHENECTADY, NY 12306-3118
Document Number	0000053116
Book / Page	2025 / 375
Map Reference	CAB B-299&300
Instrument Date	Nov 22, 2019
Instrument	201953116
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	266 CHERRY ST, 266, SCHENECTADY, NY 12306-3118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 CHERRY ST, SCHENECTADY, NY 12306-3118

Mortgage

Document Number	0000053117
Date	Nov 25, 2019
Instrument	201953117

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,839.00 (+5.36%)	$92,600 (-) Land $13,900 Building $78,700	$153,337 (+30.82%) Land $23,017 Building $130,320
2023		$92,600 (-) Land $13,900 Building $78,700	$117,215 (+3.8%) Land $17,595 Building $99,620
2022		$92,600 Land $13,900 Building $78,700	$112,927 Land $16,951 Building $95,976
2021	$4,593.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Based on FCC filings for 508 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.