Schenectady County and Schenectady City property record for 250 Cherry St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,288 sqft · built 1920 |
| Lot Size | 0.12 acres (5,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,500 (Oct 2011) |
| Tax Bill | $2,632 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.51-4-12 |
| Primary APN | 421500 48.51-4-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 923 sqft |
| Upper Floors Area | 365 sqft |
| Attic | Attic |
| Attic Area | 365 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,250 sqft (0.12 acres) |
| Lot Dimensions | 150 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 228 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 250 CHERRY ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 1 WOOD AND GARAGE |
| Legal Block | 4 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records · APN 421500 48.51-4-12
Assessment roll updated April 14, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 250 CHERRY ST, SCHENECTADY, NY 12306-3118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 02, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 05, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 11, 2011 · Amount on Record |
| Deed Sale | Oct 11, 2011 · Amount on Record |
| Prior Sale | Dec 08, 2005 · Amount on Record |
| Deed Document Number | 201141055 |
| Deed Book / Page | 1845 / 139 |
| Prior Transfer Date | Feb 10, 1997 |
| Prior Transfer Doc | 1513000207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 250 CHERRY ST, SCHENECTADY, NY 12306-3118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 250 CHERRY ST, SCHENECTADY, NY 12306-3118 |
| Document Number | 0000019102 |
|---|---|
| Date | Apr 02, 2024 |
| Book Page | 5365/901 |
| Instrument | 202419102 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 250 CHERRY ST, SCHENECTADY, NY 12306-3118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 250 CHERRY ST, SCHENECTADY, NY 12306-3118 |
| Document Number | 0000017609 |
|---|---|
| Date | Apr 05, 2022 |
| Book Page | 5216/229 |
| Instrument | 202217609 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Dec 01, 2051 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,632.00 (+15.03%) | $53,700 (-) Land $8,100 Building $45,600 | $88,922 (+30.82%) Land $13,413 Building $75,509 |
| 2023 | $53,700 (-) Land $8,100 Building $45,600 | $67,975 (+3.8%) Land $10,253 Building $57,722 | |
| 2022 | $53,700 Land $8,100 Building $45,600 | $65,488 Land $9,878 Building $55,610 | |
| 2021 | $2,288.00 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 508 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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