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2659 Whitetail Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 2659 Whitetail Ln, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,680 sqft · built 1998
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Tax Bill$6,702 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNA982001608

Property Details

APN / Parcel Number

Primary APNA982001608
Alternative APN
  • 2-0130-7876-00-0016.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,680 sqft Living Area
Gross Area5,667 sqft
1st Floor Area1,816 sqft
Basement Area1,792 sqft
Finished Basement405 sqft
Unfinished Basement1,387 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area20,038 sqft (0.46 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area216 sqft
Deck AreaDeck Area
Patio Area2,088 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA982001608
Street Address2659 WHITETAIL LN
CityO FALLON
StateMO
Zip63368-7140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE9
Legal DescriptionWHITETAIL EST LOT 16
Legal SubdivisionWHITETAIL EST
Legal Lot Number16
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group2
Census Block2003
Census Tract311152

Owner

2659 Whitetail Ln is owned and occupied by two individuals who acquired it in June 2010.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address2659 WHITETAIL LN, O FALLON, MO 63368-7140
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2010
Deed SaleJun 8, 2010
Prior SaleFeb 22, 2005 · Amount on File
Deed Document Number2010343700
Deed Book / Page5394 / 1625
Prior Transfer DateJun 2, 2010
Prior Transfer Doc0000343700
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2659 WHITETAIL LN, O FALLON, MO 63368-7140
Transaction TypeMortgage
Record UpdatedAug 16, 2023
Title CompanyUNIVERSAL SETTLEMENT SERVICES, UNIVERSAL SETTLEMENT SERVICE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2659 WHITETAIL LN, O FALLON, MO 63368-7140

Mortgage

Document Number0000078493
DateSep 20, 2021
Instrument2021R-078493
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeLine of Credit
AmountAmount on Record
Term358 Months
DueJul 21, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2659 Whitetail Ln was $6,702.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$104,769 (-)$551,417 (-) Land $90,000 Building $461,417
2025$6,702.00$104,769$551,417 Land $90,000 Building $461,417
2023$97,870 (+26.34%)
2022$5,489.00$77,466$515,103 (+26.34%) Land $70,000 Building $445,103
2021$407,713 Land $50,000 Building $357,713

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2659 Whitetail Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2659 Whitetail Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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