2658 Whitetail Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 2658 Whitetail Ln, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,424 sqft · built 1999
Lot Size	0.46 acres (20,038 sqft)
Owner	Company Name on Record
Tax Bill	$6,466 (2025)
Deeds & Mortgages	May 2017 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A982001614`

Property Details

APN / Parcel Number

Primary APN	`A982001614`
Alternative APN	`2-0130-7876-00-0022.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,424 sqft Living Area
Gross Area	5,988 sqft
1st Floor Area	2,016 sqft
Basement Area	1,904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A982001614
Street Address	2658 WHITETAIL LN
City	O FALLON
State	MO
Zip	63368-7139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	WHITETAIL EST LOT 22
Legal Subdivision	WHITETAIL EST
Legal Lot Number	22
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2006
Census Tract	311152

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2658 WHITETAIL LN, O FALLON, MO 63368-7139
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK CENTRE
Aug 30, 2022	Intrafamily Transfer, Transfer
Jun 17, 2020	Quit Claim Deed, Transfer US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2022
Deed Sale	Aug 30, 2022
Prior Sale	Jan 12, 2000 · Amount on Record
Deed Document Number	202247875
Prior Transfer Date	Aug 24, 2022
Prior Transfer Doc	0000047875
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2658 WHITETAIL LN, O FALLON, MO 63368-7139
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000286870
Date	May 11, 2017
Book Page	6741/2475
Instrument	20170511000286870

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Apr 18, 2027

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2658 WHITETAIL LN, O FALLON, MO 63368-7139
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2658 WHITETAIL LANW, O FALLON, MO 63368-7139

Mortgage

Document Number	0000092532
Date	Nov 9, 2021
Instrument	2021R-092532

Lender

Name	MIDWEST BANK CENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Aug 30, 2022
Property Address	2658 WHITETAIL LN, O FALLON, MO 63368-7139
Document Number	0000047875
Map Reference	MB 24 PG 322
Instrument Date	Aug 24, 2022
Instrument	2022R-047875
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2658 WHITETAIL LN, O FALLON, MO 63368-7139

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 17, 2020
Property Address	2658 WHITETAIL LN, O FALLON, MO 63368-7139
Document Number	0073231065
Book / Page	007323 / 001065
Instrument Date	Jun 16, 2020
Instrument	413680
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2658 WHITETAIL LN O FALLON MO 633687139, O FALLON, MO 63368-7139

Mortgage

Document Number	73231067
Date	Jun 17, 2020
Book Page	007323/001067
Instrument	413690

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,056 (-)	$531,875 (-) Land $90,000 Building $441,875
2025	$6,466.00	$101,056 (+9.71%)	$531,875 (+9.71%) Land $90,000 Building $441,875
2023		$92,111
2022			$484,795 Land $70,000 Building $414,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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