2659 Garden Ave, Concord, CA 94520 Property Records

Contra Costa County property record for 2659 Garden Ave, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,435 sqft · built 1942
Lot Size	0.145 acres (6,325 sqft)
Owner	Company Name on File
Last Sale	$408,000 (Nov 2018)
Tax Bill	$7,845 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112-173-001-2`

Property Details

APN / Parcel Number

Primary APN	`112-173-001-2`
Alternative APN	`112-173-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,435 sqft Living Area
1st Floor Area	1,435 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1980
Lot Area	6,325 sqft (0.145 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2659 GARDEN AVE
City	CONCORD
State	CA
Zip	94520-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	CONCORD UPLANDS #1 LOT 16 BLK B
Legal Subdivision	CONCORD UPLANDS 01
Legal Block	B
Legal Lot Number	16
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4004
Census Tract	329000

Owner

2659 Garden Ave is owned by a company that acquired it in January 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Company Name on File
Mailing Address	1505 MONUMENT BLVD, CONCORD, CA 94520-4201
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Grant Deed, Transfer · FHA Mortgage PATCH LENDING LLC
Nov 18, 2019	Deed of Trust, Mortgage · Conventional with PMI SOVEREIGN LNDG
Nov 9, 2018	Grant Deed, Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Deed Document Number	2018182978
Last Transfer Date	Jan 26, 2022
Transfer Doc	0000021964
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 3, 2022
Property Address	2659 GARDEN AVE, CONCORD, CA 94520-1803
Document Number	0000021964
Map Reference	MB 26 PG 874&875
Instrument Date	Jan 26, 2022
Instrument	2022-021964
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 MONUMENT BLVD, CONCORD, CA 94520-4201

Mortgage

Document Number	0000021965
Date	Feb 3, 2022
Instrument	2022-021965

Lender

Name	PATCH LENDING LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2659 GARDEN AVE, CONCORD, CA 94520-1803
Document Number	0000218556
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 STONE VALLEY WAY ALAMO CA 945071250, ALAMO, CA 94507-1250

Mortgage

Document Number	0000218556
Date	Dec 5, 2019
Instrument	218556

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.25%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 9, 2018
Property Address	2659 GARDEN AVE, CONCORD, CA 94520-1803
Document Number	0000182978
Instrument Date	Nov 6, 2018
Instrument	182978
Transaction Type	Transfer
Record Updated	Nov 23, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$448.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 STONE VALLEY WAY ALAMO CA 945071250, ALAMO, CA 94507-1250

Mortgage

Document Number	182979
Date	Nov 9, 2018
Instrument	182979

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	7815 N PALM AVE # 200, FRESNO, CA 93711-5531

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2659 Garden Ave was $7,845.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$631,555 (+2%) Land $420,993 Building $210,562
2025	$7,845.00	$619,173 Land $412,739 Building $206,434
2023	$7,501.00 (+1.35%)	$595,132 Land $396,713 Building $198,419
2022	$7,401.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2659 Garden Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1980–1983)
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2659 Garden Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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