2656 Garden Ave, Concord, CA 94520 Property Records

Contra Costa County property record for 2656 Garden Ave, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1942
Lot Size	0.131 acres (5,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Dec 2025)
Tax Bill	$3,839 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112-172-007`

Property Details

APN / Parcel Number

Primary APN	`112-172-007`
Alternative APN	`112-172-007-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1944
Lot Area	5,720 sqft (0.131 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2656 GARDEN AVE
City	CONCORD
State	CA
Zip	94520-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	CONCORD UPLANDS #1 LOT 7 BLK C
Legal Subdivision	CONCORD UPLANDS 01
Legal Block	C
Legal Lot Number	7
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4003
Census Tract	329000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2656 GARDEN AVE, CONCORD, CA 94520-1804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 11, 2025	Grant Deed, Transfer · Conventional Mortgage ORIGINPOINT MORTGAGE LLC ILTLN ORIG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Deed Document Number	2025138540
Prior Transfer Date	Jan 24, 2012
Prior Transfer Doc	0000021780
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2656 GARDEN AVE, CONCORD, CA 94520-1804
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2656 GARDEN AVE, CONCORD, CA 94520-1804

Mortgage

Document Number	0000078423
Date	May 6, 2022
Instrument	2022-078423

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Apr 1, 2051

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 11, 2025
Property Address	2656 GARDEN AVE, CONCORD, CA 94520-1804
Document Number	0000138540
Map Reference	MB 26 PG 874
Instrument Date	Nov 12, 2025
Instrument	2025- 138540
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2656 GARDEN AVE, CONCORD, CA 94520-1804

Mortgage

Document Number	0000138541
Date	Dec 11, 2025
Instrument	2025- 138541

Lender

Name	ORIGINPOINT MORTGAGE LLC ILTLN ORIG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,000 (+133.69%) Land $425,000 Building $190,000
2025	$3,839.00 (+5.53%) Homeowner's exemption	$263,164 (+4.04%) Land $136,404 Building $126,760
2023	$3,638.00 (+1.9%) Homeowner's exemption	$252,947 Land $131,108 Building $121,839
2022	$3,570.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1980–1983)
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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