2657 Winchester Cir, Eustis, FL 32726 Property Records

Lake County property record for 2657 Winchester Cir, Eustis, FL 32726

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,020 sqft · built 1997
Lot Size	0.126 acres (5,505 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Sep 2016)
Tax Bill	$1,270 (2024)
Deeds & Mortgages	Apr 2024 Second Mortgage Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-19-27-1150-000-02700`

Property Details

APN / Parcel Number

Primary APN	`07-19-27-1150-000-02700`
Alternative APN	`3603290`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,505 sqft (0.126 acres)
Garage Type	Finished
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	145 sqft
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3603290
Street Address	2657 WINCHESTER CIR
City	EUSTIS
State	FL
Zip	32726-5230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EUSTIS WINCHESTER ESTATES SUB LOT 27 PB 36 PG 14 ORB 4835 PG 1256
Legal Range	27E
Legal Township	19S
Legal Section	07
Legal Subdivision	EUSTIS
Legal Tract	1150
Legal Lot Number	27
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	1
Census Block	1011
Census Tract	30208

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2657 WINCHESTER CIR, EUSTIS, FL 32726-5230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWINDS CU
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2016 · Amount on Record
Deed Sale	Sep 16, 2016 · Amount on Record
Prior Sale	Jun 1, 2016 · Amount on Record
Deed Document Number	2016096344
Deed Book / Page	4835 / 1256
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2657 WINCHESTER CIR, EUSTIS, FL 32726-5230
Transaction Type	Mortgage
Record Updated	May 3, 2024
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2657 WINCHESTER CIR, EUSTIS, FL 32726-5230

Mortgage

Document Number	0063161801
Date	Apr 15, 2024
Book Page	6316/1801
Instrument	2024043601

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 12, 2044

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2657 WINCHESTER CIR, EUSTIS, FL 32726-5230
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2657 WINCHESTER CIR, EUSTIS, FL 32726-5230

Mortgage

Document Number	0060060762
Date	Aug 10, 2022
Book Page	6006/762
Instrument	2022108392

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 8, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,410 (+5.97%) Land $87,500 Building $20,910	$209,627 (+1.74%) Land $87,500 Building $122,127
2024	$1,270.00 (+5.75%)
2023	$1,201.00 (+3.27%) Homeowner's exemption	$102,300 (+3%)	$206,040 (+27.27%) Land $87,500 Building $118,540
2022	$1,163.00 Homeowner's exemption	$99,320	$161,890 Land $43,350 Building $118,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2014–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Hotwire Communications.

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