2656 Thoreau Dr, Fort Collins, CO 80524 Property Records

Larimer County property record for 2656 Thoreau Dr, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,160 sqft · built 2007
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Apr 2020)
Tax Bill	$3,095 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`88322-14-003`

Property Details

APN / Parcel Number

Primary APN	`88322-14-003`
Alternative APN	`R1628138`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
Basement Area	1,080 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	156 sqft
Patio Area	24 sqft
Balcony	Balcony
Balcony Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R1628138
Old Parcel Number	8832214003
Street Address	2656 THOREAU DR
City	FORT COLLINS
State	CO
Zip	80524-1487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLOCK 5, MAPLE HILL, FTC (20040004921)
Legal Range	68
Legal Township	08
Legal Section	32
Legal Quarter	NW
Legal Subdivision	MAPLE HILL, FTC (20040004921)
Legal Block	5
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	3
Census Block	3010
Census Tract	1308

Owner

2656 Thoreau Dr is owned by an individual who bought it in April 2020.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10262 QUIET POND TER, BURKE, VA 22015-3741
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage GROUP MORTGAGE LLC
Apr 30, 2020	Special Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jan 16, 2020	Deed of Trust, Construction Loan · Construction Mortgage ROBERT LOMBARDI
Feb 7, 2019	Deed of Trust, Mortgage · FHA Mortgage ENDEAVOR CAP
Nov 21, 2017	Quit Claim Deed, Transfer · FHA Mortgage ENDEAVOR CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on File
Deed Sale	Apr 30, 2020 · Amount on File
Prior Sale	Nov 21, 2017
Deed Document Number	20200029855
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	2656 THOREAU DR, FORT COLLINS, CO 80524-1487
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	THE GROUP GUARANTEED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037447
Date	Jul 3, 2019
Instrument	20190037447

Lender

Name	GROUP MORTGAGE LLC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 30, 2020
Property Address	2656 THOREAU DR, FORT COLLINS, CO 80524-1487
Document Number	0000029855
Instrument Date	Apr 24, 2020
Instrument	20200029855
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2828 SILVERPLUME DR # DRD3, 2828, FORT COLLINS, CO 80526-2444

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10262 QUIET POND TER, BURKE, VA 22015-3741

Mortgage

Document Number	0000029856
Date	Apr 30, 2020
Instrument	20200029856

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Recording Date	Jan 16, 2020
Property Address	2656 THOREAU DR, FORT COLLINS, CO 80524-1487
Document Number	0000003746
Instrument Date	Dec 18, 2019
Instrument	3746
Transaction Type	Construction Loan
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2656 THOREAU DR FORT COLLINS CO 805241487, FORT COLLINS, CO 80524-1487

Mortgage

Document Number	0000003746
Date	Jan 16, 2020
Instrument	3746

Lender

Name	ROBERT LOMBARDI
Address	10913 MEADE CT, WESTMINSTER, CO 80031-2124

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 15, 2021

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	2656 THOREAU DR, FORT COLLINS, CO 80524-1487
Document Number	0000007384
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	CLOSELINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2656 THOREAU DR FORT COLLINS CO 805241487, FORT COLLINS, CO 80524-1487

Mortgage

Document Number	0000007384
Date	Feb 13, 2019
Instrument	7384

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2049

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Nov 21, 2017
Property Address	2656 THOREAU DR, FORT COLLINS, CO 80524-1487
Document Number	0000078219
Instrument Date	Nov 16, 2017
Instrument	78219
Transaction Type	Transfer
Record Updated	Nov 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2656 THOREAU DR FORT COLLINS CO 805241487, FORT COLLINS, CO 80524-1487

Mortgage

Document Number	78220
Date	Nov 21, 2017
Instrument	78220

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2656 Thoreau Dr was $3,095.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,095.00	$31,063 Land $8,438 Building $22,625	$497,000 Land $135,000 Building $362,000
2023	$2,769.00 (+19.46%)	$34,023 (+38.56%) Land $9,045 Building $24,978	$507,800 (+43.73%) Land $135,000 Building $372,800
2022	$2,318.00	$24,555 Land $3,684 Building $20,871	$353,300 Land $53,000 Building $300,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2656 Thoreau Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2656 Thoreau Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LARIMER COUNTY WD serves 27,944 people · EPA ID CO0135233
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, TDS Telecom.

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