2650 Thoreau Dr, Fort Collins, CO 80524 Property Records

Larimer County property record for 2650 Thoreau Dr, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,011 sqft · built 2007
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (Jun 2023)
Tax Bill	$3,456 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88322-14-004`

Property Details

APN / Parcel Number

Primary APN	`88322-14-004`
Alternative APN	`R1628139`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,011 sqft Living Area
Basement Area	990 sqft
Finished Basement	507 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2007
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1628139
Old Parcel Number	8832214004
Street Address	2650 THOREAU DR
City	FORT COLLINS
State	CO
Zip	80524-1487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLOCK 5, MAPLE HILL, FTC (20040004921)
Legal Range	68
Legal Township	08
Legal Section	32
Legal Quarter	NW
Legal Subdivision	MAPLE HILL, FTC (20040004921)
Legal Block	5
Legal Lot Number	4
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	3
Census Block	3010
Census Tract	1308

Owner

2650 Thoreau Dr is owned and occupied by an individual who bought it in June 2023.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2650 THOREAU DR, FORT COLLINS, CO 80524-1487
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GROUP MORTGAGE LLC
Oct 26, 2017	Warranty Deed, Transfer · Conventional Mortgage GROUP MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023 · Amount on File
Deed Sale	Jun 12, 2023 · Amount on File
Prior Sale	Oct 26, 2017 · Amount on File
Deed Document Number	20230024114
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 12, 2023
Property Address	2650 THOREAU DR, FORT COLLINS, CO 80524-1487
Document Number	0000024114
Instrument Date	Jun 9, 2023
Instrument	20230024114
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2650 THOREAU DR, FORT COLLINS, CO 80524-1487

Mortgage

Document Number	0000024115
Date	Jun 12, 2023
Instrument	20230024115

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	2650 THOREAU DR, FORT COLLINS, CO 80524-1487
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LEGACY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061461
Date	Aug 10, 2020
Instrument	20200061461

Lender

Name	GROUP MORTGAGE LLC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 26, 2017
Property Address	2650 THOREAU DR, FORT COLLINS, CO 80524-1487
Document Number	0000071806
Map Reference	DOC20040004921
Instrument Date	Oct 24, 2017
Instrument	20170071806
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 THOREAU DR, FORT COLLINS, CO 80524-1487

Mortgage

Document Number	0000071807
Date	Oct 26, 2017
Instrument	20170071807

Lender

Name	GROUP MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2650 Thoreau Dr was $3,456.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,456.00	$34,682 Land $8,438 Building $26,244	$554,900 Land $135,000 Building $419,900
2023	$2,966.00 (+15.86%)	$36,180 (+33.41%) Land $9,045 Building $27,135	$540,000 (+38.39%) Land $135,000 Building $405,000
2022	$2,560.00	$27,119 Land $3,684 Building $23,435	$390,200 Land $53,000 Building $337,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2650 Thoreau Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2650 Thoreau Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LARIMER COUNTY WD serves 27,944 people · EPA ID CO0135233
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, TDS Telecom.

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