2656 Shadow Mountain Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 2656 Shadow Mountain Dr, San Ramon, CA 94583

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,427 sqft · built 1975
Lot Size	0.067 acres (2,904 sqft)
Owner	2 Individual Names on File
Last Sale	$870,000 (Sep 2023)
Tax Bill	$10,564 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`209-281-009-8`

Property Details

APN / Parcel Number

Primary APN	`209-281-009-8`
Alternative APN	`209-281-009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	1,427 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	2,904 sqft (0.067 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2656 SHADOW MOUNTAIN DR
City	SAN RAMON
State	CA
Zip	94583-1828
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	TRACT 4349 LOT 9
Legal Subdivision	SUBDIVISION 4349
Legal Tract	4349
Legal Lot Number	9
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	345206

Owner

2656 Shadow Mountain Dr, a townhouse, is owned and occupied by two individuals who bought it in September 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2656 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage ORIGINPOINT MORTGAGE LLC ILTLN ORIGINPOI
Feb 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 25, 2023	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023 · Amount on File
Deed Sale	Sep 25, 2023 · Amount on File
Prior Sale	Apr 9, 2001 · Amount on File
Deed Document Number	202392483
Prior Transfer Date	May 19, 2023
Prior Transfer Doc	0000050340
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2656 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1828
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 50TH ST, OAKLAND, CA 94609-2254

Mortgage

Document Number	0000125163
Date	Nov 5, 2025
Instrument	2025- 125163

Lender

Name	ORIGINPOINT MORTGAGE LLC ILTLN ORIGINPOI
Address	1800 W LARCHMONT AVE, CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	Other
Max Rate	10.8%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2656 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1828
Transaction Type	Mortgage
Record Updated	Feb 21, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2656 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1828

Mortgage

Document Number	0000013268
Date	Feb 12, 2024
Instrument	2024-013268

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 25, 2023
Property Address	2656 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1828
Document Number	0000092483
Map Reference	MB 154 PG 3
Instrument Date	Sep 19, 2023
Instrument	2023-092483
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2656 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1828

Mortgage

Document Number	0000092484
Date	Sep 25, 2023
Instrument	2023-092484

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2656 Shadow Mountain Dr was $10,564 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$785,000 (-11.54%) Land $496,264 Building $288,736
2025	$10,564.00 Homeowner's exemption	$887,400 Land $561,000 Building $326,400
2023	$6,077.00 (+0.78%) Homeowner's exemption	$476,484 Land $253,450 Building $223,034
2022	$6,030.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2656 Shadow Mountain Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2656 Shadow Mountain Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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