2640 Shadow Mountain Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 2640 Shadow Mountain Dr, San Ramon, CA 94583

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,211 sqft · built 1976
Lot Size0.048 acres (2,080 sqft)
Owner2 Individual Names on Record
Last Sale$528,000 (Aug 2017)
Tax Bill$7,536 (2025)
Deeds & MortgagesJan 2022 Line of Credit
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN209-281-019-7

Property Details

APN / Parcel Number

Primary APN209-281-019-7
Alternative APN
  • 209-281-019

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,211 sqft Living Area
1st Floor Area1,211 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1980
Architectural StyleBungalow
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area2,080 sqft (0.048 acres)
Garage TypeCarport
Garage Area432 sqft
CarportCarport
Carport Area432 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2640 SHADOW MOUNTAIN DR
CitySAN RAMON
StateCA
Zip94583-1828
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionTRACT 4349 LOT 19
Legal Subdivision4349 MEADOW GLEN
Legal Tract4349
Legal Lot Number19
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2003
Census Tract345206

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2640 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1828
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 20, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
OWNING CORPORATION
Aug 3, 2017Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2017 · Amount on Record
Deed SaleAug 3, 2017 · Amount on Record
Prior SaleMay 1, 2001 · Amount on Record
Deed Document Number2017139625
Last Transfer DateApr 17, 2020
Transfer Doc0000095273
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2640 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1828
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2640 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1828

Mortgage

Document Number0000001870
DateJan 5, 2022
Instrument2022-001870
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueDec 15, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateMay 20, 2020
Property Address2640 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1828
Document Number0000095273
Map ReferenceMB 154 PG 3
Instrument DateApr 17, 2020
Instrument2020-095273
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyORANGE COAST TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2640 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1828

Mortgage

Document Number0000095274
DateMay 20, 2020
Instrument2020-095274
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 3, 2017
Property Address2640 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1828
Document Number0000139625
Instrument DateJul 21, 2017
Instrument139625
Transaction TypeTransfer
Record UpdatedAug 8, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2640 SHADOW MOUNTAIN DR SAN RAMON CA 945831828, SAN RAMON, CA 94583-1828

Mortgage

Document Number139626
DateAug 3, 2017
Instrument139626
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 2, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$612,783 (+2%) Land $470,034 Building $142,749
2025$7,536.00 (+3.92%)$600,768 (+4.04%) Land $460,818 Building $139,950
2023$7,252.00 (+0.75%)$577,441 Land $442,925 Building $134,516
2022$7,198.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
AT&T
DSL
100 / 20

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