2656 Derby Dr, Deltona, FL 32738 Property Records

Volusia County property record for 2656 Derby Dr, Deltona, FL 32738

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,577 sqft · built 1992
Lot Size0.23 acres (10,000 sqft)
OwnerCompany Name on Record
Last Sale$189,900 (Jul 2005)
Tax Bill$1,052 (2025)
Deeds & MortgagesOct 2021 Mortgage
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN8130-32-72-0090

Property Details

APN / Parcel Number

Primary APN8130-32-72-0090
Alternative APNs
  • 31183032720090
  • 30183132720090
  • 2751088.0
  • 2751088

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,577 sqft Living Area
Gross Area2,001 sqft
1st Floor Area1,577 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1998
Exterior MaterialComposition
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area424 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area250 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number2751088
Street Address2656 DERBY DR
CityDELTONA
StateFL
Zip32738-1728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 9 BLK 802 DELTONA LAKES UNIT 32 MB 27 PGS 101 TO 118 INC
Legal Range31E
Legal Township18S
Legal Section30
Legal SubdivisionDELTONA LAKES
Legal Tract32
Legal Block802
Legal Lot Number9
Legal Unit32
JurisdictionVOLUSIA FL
Township / Civil DivisionDELTONA
Census Block Group4
Census Block4000
Census Tract91020

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2656 DERBY DR, DELTONA, FL 32738-1728
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
SPACE COAST CU
Sep 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
SPACE COAST CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2005 · Amount on Record
Deed SaleJul 18, 2005 · Amount on Record
Prior SaleDec 3, 2002 · Amount on Record
Deed Document Number2005192153
Deed Book / Page5603 / 1756
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2656 DERBY DR, DELTONA, FL 32738-1728
Transaction TypeMortgage
Record UpdatedOct 28, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2656 DERBY DR, DELTONA, FL 32738-1728

Mortgage

Document Number0081334265
DateOct 8, 2021
Book Page8133/4265
Instrument2021-241892
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueSep 1, 2036

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2656 DERBY DR, DELTONA, FL 32738-1728
Transaction TypeMortgage
Record UpdatedOct 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2656 DERBY DR, DELTONA, FL 32738-1728

Mortgage

Document Number0081170574
DateSep 13, 2021
Book Page8117/574
Instrument2021-217153
Lender
NameSPACE COAST CU
TypeCredit Union
Address39240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeltona City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$77,360$261,077 (+17.96%) Land $57,600 Building $203,477
2025$1,052.00 (+4.57%)
2024$1,006.00 (+7.59%)
2023$935.00 (-0.32%)
2022$938.00$69,003$221,336 Land $40,000 Building $181,336

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELTONA WATER
serves 81,006 people · EPA ID FL3640287
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tillman Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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