2648 Derby Dr, Deltona, FL 32738 Property Records

Volusia County property record for 2648 Derby Dr, Deltona, FL 32738

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,402 sqft · built 1993
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$174,000 (Apr 2018)
Tax Bill$4,936 (2025)
Deeds & MortgagesFeb 2026 Transfer
Jun 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN8130-32-72-0100

Property Details

APN / Parcel Number

Primary APN8130-32-72-0100
Alternative APNs
  • 31183032720100
  • 30183132720100
  • 2751096.0
  • 2751096

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,402 sqft Living Area
Gross Area1,766 sqft
1st Floor Area1,212 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1997
Exterior MaterialWood Frame (Stucco or Asbestos)
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area364 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area202 sqft
Patio Area580 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number2751096
Street Address2648 DERBY DR
CityDELTONA
StateFL
Zip32738-1730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 10 BLK 802 DELTONA LAKES UNIT 32 MB 27 PGS 101-118 INC PER OR 4686 PG 2600 PER OR 5880 PG 1414 PER OR 6460 PG 0372 PER OR 7527 PG 3222 PER OR 8625 PG 2177 PER OR 8810 PG 3385
Legal Range31E
Legal Township18S
Legal Section30
Legal SubdivisionDELTONA LAKES
Legal Tract32
Legal Block802
Legal Lot Number10
Legal Unit32
JurisdictionVOLUSIA FL
Township / Civil DivisionDELTONA
Census Block Group4
Census Block4000
Census Tract91020

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2648 DERBY DR, DELTONA, FL 32738-1730
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 17, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Apr 4, 2018Warranty Deed, Transfer · Conventional Mortgage
EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2018 · Amount on Record
Deed SaleApr 4, 2018 · Amount on Record
Prior SaleMar 30, 2010 · Amount on Record
Deed Document Number201866532
Deed Book / Page7527 / 3222
Last Transfer DateFeb 3, 2026
Transfer Doc0088103385
Record UpdatedOct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVOLUSIA FL
Recording DateFeb 4, 2026
Property Address2648 DERBY DR, DELTONA, FL 32738-1730
Document Number0088103385
Book / Page8810 / 3385
Map ReferenceMB 27 PG 101-118
Instrument DateFeb 3, 2026
Instrument2026020602
Transaction TypeTransfer
Record UpdatedMar 4, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2648 DERBY DR, DELTONA, FL 32738-1730

Transferred To (Grantee/Buyer)

NameVerified Name
Address2648 DERBY DR, DELTONA, FL 32738-1730

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2648 DERBY DR, DELTONA, FL 32738-1730
Transaction TypeMortgage
Record UpdatedJun 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2648 DERBY DR, DELTONA, FL 32738-1730

Mortgage

Document Number0082703518
DateJun 17, 2022
Book Page8270/3518
Instrument2022143947
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueJul 7, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2648 DERBY DR, DELTONA, FL 32738-1730
Transaction TypeMortgage
Record UpdatedSep 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2648 DERBY DR, DELTONA, FL 32738-1730

Mortgage

Document Number0081093140
DateAug 27, 2021
Book Page8109/3140
Instrument2021-205975
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateApr 4, 2018
Property Address2648 DERBY DR, DELTONA, FL 32738-1730
Document Number0075273222
Book / Page7527 / 3222
Map ReferenceMB27 PG101-118
Instrument DateMar 30, 2018
Instrument2018-066532
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyCOAST TITLE & ABSTRACT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,218.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2470 PINE TREE ACRES LN, 2470, DELTONA, FL 32738-1873

Transferred To (Grantee/Buyer)

NameVerified Name
Address2648 DCRBY DR, DELTONA, FL 32738-1730

Mortgage

Document Number2018066533
DateApr 4, 2018
Instrument2018-066533
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeltona City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$245,297 (-3.29%) Land $57,600 Building $187,697$245,297 (-3.29%) Land $57,600 Building $187,697
2025$4,936.00 (+6.45%)$253,646 (+6.78%) Land $56,800 Building $196,846$253,646 (+6.78%) Land $56,800 Building $196,846
2024$4,637.00 (+6.35%)
2023$4,360.00 (+7.52%)$237,532 (+13.53%) Land $56,000 Building $181,532$237,532 (+13.53%) Land $56,000 Building $181,532
2022$4,055.00$209,230 Land $40,000 Building $169,230$209,230 Land $40,000 Building $169,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELTONA WATER
serves 81,006 people · EPA ID FL3640287
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tillman Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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