2656 Cumberland Dr, Eugene, OR 97408 Property Records

Lane County property record for 2656 Cumberland Dr, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,851 sqft · built 2005
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Jun 2026)
Tax Bill	$10,334 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-16-13-06200-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-16-13-06200-000`
Alternative APNs	`1703161306200` `1731619`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,851 sqft Living Area
Gross Area	3,682 sqft
1st Floor Area	1,538 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	831 sqft
Driveway	Driveway
Driveway Area	1,800 sqft
Parking Spaces	3 Parking Spaces
Patio Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1731619
Street Address	2656 CUMBERLAND DR
City	EUGENE
State	OR
Zip	97408-9279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION PLAT HAWTHORNE ESTATES PUD LOT 37 TL 06200
Legal Range	03
Legal Township	17
Legal Section	16
Legal Subdivision	HAWTHORNE ESTATES PUD
Legal Lot Number	37
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2018
Census Tract	2204

Owner

2656 Cumberland Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Lane County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2656 CUMBERLAND DR, EUGENE, OR 97408-9279
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · Conventional Mortgage OREGON COMMUNITY CREDIT UNION
Jan 8, 2024	Intrafamily Transfer, Transfer
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EXPRESS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	Jan 27, 2015 · Amount on File
Deed Document Number	202620271
Prior Transfer Date	Jan 5, 2024
Prior Transfer Doc	0000000562
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jun 25, 2026
Property Address	2656 CUMBERLAND DR, EUGENE, OR 97408-9279
Document Number	0000020271
Instrument Date	Jun 11, 2026
Instrument	202620271
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	WESTERN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2656 CUMBERLAND DR, EUGENE, OR 97408-9279
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020272,
Date	Jun 25, 2026
Instrument	202620272

Lender

Name	OREGON COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Jan 8, 2024
Property Address	2656 CUMBERLAND DR, EUGENE, OR 97408-9279
Document Number	0000000562
Map Reference	DOC 2004-058044
Instrument Date	Jan 5, 2024
Instrument	2024-000562
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2656 CUMBERLAND DR, EUGENE, OR 97408-9279
Investor	Possibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2656 CUMBERLAND DR, EUGENE, OR 97408-9279
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIDELITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051458
Date	Sep 14, 2020
Instrument	2020-051458

Lender

Name	MORTGAGE EXPRESS LLC
Type	Mortgage Company
Address	PORTLAND, OR 97223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2656 Cumberland Dr was $10,334.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,334.00	$530,428	$838,411 Land $337,853 Building $500,558
2023	$9,946.00 (+4.03%)	$499,980 (+3%)	$858,749 (+6.95%) Land $237,253 Building $621,496
2022	$9,561.00	$485,418	$802,927 Land $175,834 Building $627,093

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2656 Cumberland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2656 Cumberland Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hunter Communications, Verizon.

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