2644 Cumberland Dr, Eugene, OR 97408 Property Records

Lane County property record for 2644 Cumberland Dr, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,896 sqft · built 2004
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Owner Names on File
Last Sale	$405,139 (Jun 2005)
Tax Bill	$10,229 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-16-13-06100-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-16-13-06100-000`
Alternative APN	`1731601`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,896 sqft Finished Area
1st Floor Area	1,134 sqft
2nd Floor Area	1,762 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Exterior Material	Composition/Composite
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	962 sqft
Driveway	Driveway
Driveway Area	2,100 sqft
Parking Spaces	4 Parking Spaces
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1731601
Street Address	2644 CUMBERLAND DR
City	EUGENE
State	OR
Zip	97408-9279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	LOT:36 SUBD:HAWTHORNE ESTATES PUD SEC/TWN/RNG/MER:SEC 16 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	16
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	HAWTHORNE ESTATES PUD
Legal Lot Number	36
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2018
Census Tract	2204

Owner

The current owner of 2644 Cumberland Dr bought it in June 2005.

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	2644 CUMBERLAND DR, EUGENE, OR 97408-9279
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 15, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 26, 2017	Deed of Trust, Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2005 · Amount on File
Deed Sale	Jun 8, 2005 · Amount on File
Prior Sale	Sep 17, 2004 · Amount on File
Deed Document Number	2005-041911
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2644 CUMBERLAND DR, EUGENE, OR 97408-9279
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025502
Date	May 22, 2020
Instrument	2020-025502

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2644 CUMBERLAND DR, EUGENE, OR 97408-9279
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011796
Date	Mar 15, 2018
Instrument	2018-011796

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2644 CUMBERLAND DR, EUGENE, OR 97408-9279
Document Number	0000000143
Instrument Date	Dec 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	WESTERN TITLE AND ESCROW COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2644 CUMBERLAND DR EUGENE OR 974089279, EUGENE, OR 97408-9279

Mortgage

Document Number	0000000143
Date	Jan 2, 2018
Instrument	143

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2644 Cumberland Dr was $10,229.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,229.00	$525,008	$815,981 Land $334,419 Building $481,562
2023	$9,844.00 (+4.03%)	$494,871 (+3%)	$825,913 (+6.3%) Land $234,867 Building $591,046
2022	$9,463.00	$480,458	$776,972 Land $174,087 Building $602,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2644 Cumberland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2644 Cumberland Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hunter Communications, Verizon.

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