2655 Old San Jose Rd, Soquel, CA 95073 Property Records

Santa Cruz County property record for 2655 Old San Jose Rd, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	3 bd · 5.5 ba · 2,869 sqft · built 1962
Lot Size	12.4 acres (540,841 sqft)
Owner	Trust Name on File
Last Sale	$300,000 (May 2024)
Tax Bill	$7,085 (2025)
Deeds & Mortgages	May 2024 Transfer Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`103-181-24`

Property Details

APN / Parcel Number

Primary APN	`103-181-24`
Alternative APN	`103-181-24-000`

Interior

Bedrooms	3 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Building Area	2,869 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	540,841 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	2655 OLD SAN JOSE RD
City	SOQUEL
State	CA
Zip	95073-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	MISC 1264 PG 345
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1031
Census Tract	122001

Owner

Source: Santa Cruz County records · APN 103-181-24

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	2655 OLD SAN JOSE RD, SOQUEL, CA 95073-9712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 02, 2024	Intrafamily Transfer, Transfer
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVANCIAL FCU
Jun 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 25, 2019	Intrafamily Transfer, Transfer · ARM ADVANCIAL FCU
Aug 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2024 · Amount on Record
Deed Sale	May 02, 2024 · Amount on Record
Prior Sale	Nov 07, 1997 · Amount on Record
Deed Document Number	20248158
Prior Transfer Date	Jun 22, 2020
Prior Transfer Doc	0000023033
Record Updated	Sep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 02, 2024
Property Address	2655 OLD SAN JOSE RD, SOQUEL, CA 95073-9712
Document Number	0000008158
Instrument Date	Apr 30, 2024
Instrument	2024-0008158
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	50 W SAN FERNANDO ST # 10TH, SAN JOSE, CA 95113-2410

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2655 OLD SAN JOSE RD, SOQUEL, CA 95073-9712
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2655 OLD SAN JOSE RD, SOQUEL, CA 95073-9712

Mortgage

Document Number	0000016480
Date	Mar 22, 2021
Instrument	2021-0016480

Lender

Name	ADVANCIAL FCU
Type	Credit Union
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Apr 01, 2028
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	10.3%
Index	1-Year CMT
Max Rate	10.3%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 29, 2020
Property Address	2655 OLD SAN JOSE RD, SOQUEL, CA 95073-9712
Document Number	0000023033
Instrument Date	Jun 22, 2020
Instrument	23033
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 578 SOQUEL CA 950730578, SOQUEL, CA 95073-0578

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 25, 2019
Property Address	2655 OLD SAN JOSE RD, SOQUEL, CA 95073-9712
Document Number	0000004729
Instrument Date	Feb 19, 2019
Instrument	2019-0004729
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 578, SOQUEL, CA 95073-0578

Mortgage

Document Number	0000004730
Date	Feb 25, 2019
Instrument	2019-0004730

Lender

Name	ADVANCIAL FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Mar 01, 2026
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	8.62%
Index	1-Year CMT
Margin	3
Max Rate	12.6%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 23, 2018
Property Address	2655 OLD SAN JOSE RD, SOQUEL, CA 95073-9712
Document Number	0000025909
Instrument Date	Aug 15, 2018
Instrument	25909
Transaction Type	Transfer
Record Updated	Sep 07, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 578 SOQUEL CA 950730578, SOQUEL, CA 95073-0578

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Mountain Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$609,756 (+2%) Land $143,589 Building $466,167
2025	$7,085.00 (+7.19%) Homeowner's exemption	$597,801 (+4.04%) Land $140,774 Building $457,027
2023	$6,610.00 (+1.43%) Homeowner's exemption	$574,588 Land $135,308 Building $439,280	$1,806,750
2022	$6,517.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	25 (1982–2023)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 11 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio Internet, Etheric Communications, LLC..

Based on FCC filings for 37 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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