Santa Cruz County property record for 2643 Old San Jose Rd, Soquel, CA 95073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,954 sqft · built 1948 |
| Lot Size | 0.976 acres (42,515 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $4,579 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-181-12 |
| Primary APN | 103-181-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,954 sqft Living Area |
| Gross Area | 4,130 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 42,515 sqft (0.976 acres) |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 1,176 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Street Address | 2643 OLD SAN JOSE RD |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073-9771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 122001 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2643 OLD SAN JOSE RD, SOQUEL, CA 95073-9771 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Sep 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NEWFI LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 3, 2006 |
| Transfer Doc | 0000001464 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2643 OLD SAN JOSE RD, SOQUEL, CA 95073-9771 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2643 OLD SAN JOSE RD, SOQUEL, CA 95073-9771 |
| Document Number | 0000023372 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021-0023372 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2643 OLD SAN JOSE RD, SOQUEL, CA 95073-9771 |
| Document Number | 0000027024 |
| Instrument Date | Sep 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2643 OLD SAN JOSE RD SOQUEL CA 950739771, SOQUEL, CA 95073-9771 |
| Document Number | 0000027024 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 27024 |
| Name | NEWFI LNDG |
|---|---|
| Address | EMERYVILLE, CA 94608 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2049 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Elementary School District | Mountain Elementary School District (KG - 06) |
| Secondary School District | Santa Cruz City High School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,088 (+2%) Land $35,676 Building $341,412 | ||
| 2025 | $4,579.00 (+8%) Homeowner's exemption | $369,692 (+4.04%) Land $34,976 Building $334,716 | |
| 2023 | $4,240.00 (+1.53%) Homeowner's exemption | $355,338 Land $33,618 Building $321,720 | $1,887,840 |
| 2022 | $4,176.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 25 (1982–2023) |
| Claims Outside the SFHA | 2 of 25 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Cruzio, Etheric Networks.
5G (outdoors only) and 4G LTE
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